The Money Mobility Strategy That’s Changing How Banks Think

From One-Way Payouts to Two-Way Loyalty: Turning Disbursements Into Long-Term Customer Relationships

PYMNTS Intelligence, in collaboration with Ingo Payments, reveals a stunning reality: 71% of disbursements leave the originating bank’s ecosystem, taking revenue, data and customer loyalty with them. The August 2025 Ingo Money Mobility Report examines how institutions can reclaim control and turn disbursements into strategic growth levers.

Inside the August Report
  • The dollars and cents of one-way payouts and what it’s really costing banks
  • What it means to create an “in-network” strategy and buyer/receiver ecosystem.
  • The sectors and customer pairs most likely to respond to these new strategies

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    Money Mobility Report

    Money Mobility Ecosystem: Meeting Recipient Expectations in the Instant Economy
    Beyond Speed: The Case for Instant Payout Adoption and Stickiness
    2023 Money Mobility Index
    The Power Of Open-Loop P2P Payments
    Money Mobility: An API-Based Innovation Guide For FinTechs
    Money Mobility: Delivering Money-Out Mobility At Scale
    Money Mobility: Navigating The Challenges Of Money-In Mobility
    Money Mobility: The FinTech’s Guide To Making Accounts Money Mobility-Ready