API

An application programming interface is an interface or communication protocol between a client and a server intended to simplify the building of client-side software.

(source: en.wikipedia.org)

Pleo Teams With Yapily to Power SMB Cash Flow
Pleo Teams With Yapily to Power SMB Cash Flow
September 08, 2022  |  Digital-First Banking

Automated expense management system Pleo is partnering with open banking application programming interface (API) startup Yapily to help small and medium-sized businesses (SMBs) manage cash...

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SMBs — and Their FIs — Share Cross-Border Payments Pain
SMBs — and Their FIs — Share Cross-Border Payments Pain
September 02, 2022  |  B2B Payments

Efforts to modernize and speed up the B2B cross-border payment experience have lagged similar efforts to improve the online payment experience for consumers, resulting in...

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Fraud Prevention FinTech Alloy Nets $52M on $1.55B Valuation
Fraud Prevention FinTech Alloy Nets $52M on $1.55B Valuation
September 01, 2022  |  Regulation

Alloy, which works on helping banks and FinTechs with identity decisioning and threat selections with API service and SaaS, has a $1.55 billion valuation now...

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SWIFT Launches AI Tool to Predict Cross-Border Payment Problems
SWIFT Launches AI Tool to Predict Cross-Border Payment Problems
August 31, 2022  |  Payment Methods

Financial messaging services provider SWIFT is introducing a new predictive data intelligence capability that determines potential problems with cross-border transactions before payments are sent. Using...

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Highnote Expands Collab With Visa, Certifies as Issuer Processor
Highnote Expands Collab With Visa, Certifies as Issuer Processor
August 30, 2022  |  Payments Innovation

Card issuance and management platform Highnote is expanding its partnership with Visa and has also become fully certified as a Visa issuer processor.   Highnote also...

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APIs Bridge Payment Gap for Online Merchants Selling Into Africa
APIs Bridge Payment Gap for Online Merchants Selling Into Africa
August 25, 2022  |  API

Across the African continent, cross-border payments are slow, costly and highly fragmented. As a result of that tripartite challenge, “there might be 16 to 18...

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Banking-as-a-Service Helps Speed FinTechs Time to Market
Banking-as-a-Service Helps Speed FinTechs Time to Market
August 24, 2022  |  Digital-First Banking

FinTechs, just like any other firms, are constantly on the lookout for new ways to increase customer loyalty and their revenue streams. But they’re challenged...

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Open Finance’s Future Starts With Consumer Consent
Open Finance’s Future Starts With Consumer Consent
August 23, 2022  |  Authentication

“Historically, the financial services industry has been plagued by paper and offline spreadsheets,” Patrick Nealon, vice president of strategy at Fidel API, told PYMNTS in...

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Can Google Wallet Hold Its Own in Competitive, Highly Regulated ID Authentication Landscape?
Can Google Wallet Hold Its Own in Competitive, Highly Regulated ID Authentication Landscape?
August 16, 2022  |  Identity

Depending on the country they live in, Android users of the Google Pay app may have noticed a recent update replacing Google Pay with a...

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