API

An application programming interface is an interface or communication protocol between a client and a server intended to simplify the building of client-side software.

(source: en.wikipedia.org)

Travelers Want Their Payments to Be Invisible and Hyper-Local Too
Travelers Want Their Payments to Be Invisible and Hyper-Local Too
May 03, 2023  |  Travel Payments

Travel is a vertical ripe to be examined, ready to embrace a technological shift — and a mindset shift, too — when it comes to...

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Microsoft Points to a ‘Generational Shift’ In Web Search Triggered By OpenAI
Microsoft Points to a ‘Generational Shift’ In Web Search Triggered By OpenAI
April 25, 2023  |  Earnings

Generative AI is having transformational impacts on Microsoft, which is infusing its entire product suite from Dynamics 365 to Azure to Teams and beyond with...

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Aeropay: Challenging Times Call for ‘Responsible Creativity’ in Payments
Aeropay: Challenging Times Call for ‘Responsible Creativity’ in Payments
April 25, 2023  |  Opinion

PYMNTS asked business leaders for their take on how to plan for the rest of 2023, and what they are telling their teams to focus...

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PYMNTS Intelligence: BaaS Makes Embedded Finance a Winning Strategy for All Parties
PYMNTS Intelligence: BaaS Makes Embedded Finance a Winning Strategy for All Parties
April 14, 2023  |  Retail

Embedded finance would not be possible if not for Banking-as-a-Service (BaaS), a fee-based model that allows nonfinancial companies to offer financial services to their end...

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Banks Look to the Cloud to Deliver Real Time Payments Speed and Security
Banks Look to the Cloud to Deliver Real Time Payments Speed and Security
April 14, 2023  |  Real-Time Payments

As real-time payments schemes take root around the world, financial institutions must grapple with new operational and technical challenges. Dave Scola, U.S. CEO for Form3, told...

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Mastercard on How BaaS Providers Can Reach Their Full Potential
Mastercard on How BaaS Providers Can Reach Their Full Potential
April 13, 2023  |  Retail

Embedded finance can help nonfinancial brands reach their full potential by allowing customers to transact seamlessly wherever they are, reducing the risk of cart abandonment...

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FinTechs Bolster Digital Banking Innovation in Turkey
FinTechs Bolster Digital Banking Innovation in Turkey
April 13, 2023  |  API

Turkish banks have long had installment loyalty programs which enable customers to spread credit card payments over several months — similar to the buy now,...

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Embedded Finance Turns Checkout Into a Better Customer Experience for Brands
Embedded Finance Turns Checkout Into a Better Customer Experience for Brands
April 12, 2023  |  Retail

In response to widespread demand for convenience, nonfinancial companies are using banking-as-a-service (BaaS) to seamlessly integrate financial products into traditionally nonfinancial platforms and experiences. Known...

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Headless Commerce Rises as Checkout Becomes Competitive Advantage
Headless Commerce Rises as Checkout Becomes Competitive Advantage
April 05, 2023  |  eCommerce

The headless commerce space is becoming increasingly competitive, as more and more businesses are seeing the benefits of this approach and seeking out solutions that...

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