banking

57% of Consumers Received Financial Advice in 2023

57% of Consumers Received Financial Advice in 2023
57% of Consumers Received Financial Advice in 2023
January 13, 2025  |  Consumer Insights

Rising inflation and stagnant incomes are forcing many Americans to reconsider their financial stability, prompting a surge in demand for personal finance advice. Economic headwinds...

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Preparing for a Quantum and Crypto-Ready Financial Landscape
Preparing for a Quantum and Crypto-Ready Financial Landscape
January 10, 2025  |  Blockchain

As blockchain technology matures and quantum computing pokes its head around the corner, observers believe the intersection of these two forces could hold the potential...

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SEPA Instant Payments Push Banks and B2B Payments Into the Future
SEPA Instant Payments Push Banks and B2B Payments Into the Future
January 09, 2025  |  B2B Payments

Innovation traditionally moves faster than regulation. Except, as it seems, when it sometimes comes to modernizing legacy banking and payments core infrastructure, where regulation can...

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Bank of England Aims to Loosen Rules for Lenders and Insurers
Bank of England Aims to Loosen Rules for Lenders and Insurers
January 08, 2025  |  Bank Regulation

The Bank of England has reportedly announced plans to relax rules for banks and insurers. Sam Woods, chief executive of the central bank’s Prudential Regulation...

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Lumin Adds FINBOA’s Dispute Management Capabilities to Digital Banking Platform
Lumin Adds FINBOA’s Dispute Management Capabilities to Digital Banking Platform
January 07, 2025  |  Partnerships

Lumin Digital said Tuesday (Jan. 7) that it will add enhanced, paperless dispute management capabilities to its digital banking platform through a new partnership with process...

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PSD3’s Global Reach Brings US Financial Firms New Compliance Challenges
PSD3’s Global Reach Brings US Financial Firms New Compliance Challenges
January 06, 2025  |  Bank Regulation

The newest update to the Payment Services Directive, PSD3, has been two years in the making, and final guidelines are expected to come this year....

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FinTech Dave Says DOJ Lawsuit Is ‘Government Overreach’
FinTech Dave Says DOJ Lawsuit Is ‘Government Overreach’
December 31, 2024  |  Legal & Regulation

Mobile banking app Dave is pushing back against claims in a new government lawsuit. The Department of Justice (DOJ) filed a suit Monday (Dec. 30) against the FinTech and...

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Four Trends That Show the Future of Cross-Border Payments
Four Trends That Show the Future of Cross-Border Payments
December 31, 2024  |  Cross-border Payments

The global economy is an intricate web of transactions, and cross-border payments serve as its financial backbone. For much of its history, that backbone has...

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