BNPL

Pay Later Credit Option May Have to Win Over the Algorithm First

Pay Later Credit Option May Have to Win Over the Algorithm First
Pay Later Credit Option May Have to Win Over the Algorithm First
July 08, 2026  |  Consumer Insights

Artificial intelligence (AI) is beginning to influence a part of commerce that has traditionally belonged to consumers: choosing how to pay. For years, Pay Later...

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FCA Sees Tests Ahead as Pay Later Law Goes Into Effect
FCA Sees Tests Ahead as Pay Later Law Goes Into Effect
June 25, 2026  |  Legal & Regulation

Starting next month, new pay later protections go into effect for British consumers. However, companies shouldn’t focus solely on the onset of those regulations, Alison...

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Millennials’ Payments Playbook: Cards at the Core, Digital Options at the Ready
Millennials’ Payments Playbook: Cards at the Core, Digital Options at the Ready
June 19, 2026  |  Payment Methods

Millennials are moving through their prime earning, spending and household-forming years with unusual economic weight. More than 74 million strong, millennials already account for nearly...

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Klarna Pursues Everyday Spending With Bolt Mobility App Integration
Klarna Pursues Everyday Spending With Bolt Mobility App Integration
June 17, 2026  |  Partnerships

Users of the European shared mobility platform Bolt will soon be able to use Klarna’s “pay in full” option to pay for car rides, scooters...

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Bank of America Offers Pay-Over-Time Card Installment Plans
Bank of America Offers Pay-Over-Time Card Installment Plans
June 10, 2026  |  BNPL

Bank of America introduced a credit card feature to let clients pay over time. The bank’s Custom Pay Plan is one of three new offerings,...

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BNPL Pushes Into Rental Space as Housing Costs Climb
BNPL Pushes Into Rental Space as Housing Costs Climb
June 09, 2026  |  Loans

Housing pressures are reportedly leading more companies to offer “rent now, pay later” loans. That’s according to a report Tuesday (June 9) from the Financial Times (FT),...

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High Earners Help Banks Take the Lead in Installments
High Earners Help Banks Take the Lead in Installments
June 03, 2026  |  Alternative Credit

Installment lending was once framed as a way to broaden access to credit. According to a PYMNTS Intelligence April report, “The Pay Later Data Shift:...

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UK Payments Rules Move From BNPL to B2B Invoices
UK Payments Rules Move From BNPL to B2B Invoices
June 02, 2026  |  B2B Payments

The United Kingdom’s newest payments legislation has little to do with checkout buttons, digital wallets or card networks. Instead, it targets getting paid on time,...

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