Charlie Youakim

1 in 4 Millennial Shoppers Trades Down When BNPL Is Unavailable
1 in 4 Millennial Shoppers Trades Down When BNPL Is Unavailable
February 06, 2024  |  Buy Now Pay Later

Many buy now, pay later (BNPL) users alter their purchasing when the payment method is not available, with PYMNTS Intelligence research revealing that millennials are...

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BNPL’s Surge in 2023: Impact, Adoption and Regulatory Crossroads
BNPL’s Surge in 2023: Impact, Adoption and Regulatory Crossroads
December 28, 2023  |  Buy Now Pay Later

From its nascent stages to its maturing as a force reshaping retail and eCommerce, installment plans, particularly buy now, pay later (BNPL) services, marked a...

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FinTechs Grapple With Regulation Amid Pursuit of Profits
FinTechs Grapple With Regulation Amid Pursuit of Profits
December 05, 2023  |  Data

For almost all FinTechs — and especially for publicly traded firms — it has been a bumpy ride these past few years. Stock prices have...

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Data Helps FinTechs Forge Much-Needed Path to Profitability
Data Helps FinTechs Forge Much-Needed Path to Profitability
November 28, 2023  |  Data

For FinTechs, capturing data, analyzing it, and perhaps even monetizing it through partnerships will help determine who’s profitable, and ultimately, which FinTechs survive and thrive....

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Sezzle CEO Says Real-Time Business Payments Improve Velocity of Money and the Economy
Sezzle CEO Says Real-Time Business Payments Improve Velocity of Money and the Economy
November 13, 2023  |  B2B Payments

The pain of using checks in B2B transactions is now starkly apparent. Sezzle CEO Charlie Youakim told Karen Webster that buyers and suppliers are actively...

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‘Candid Conversations’ and Credit Building Help Consumers Survive the Paycheck-to-Paycheck Economy
‘Candid Conversations’ and Credit Building Help Consumers Survive the Paycheck-to-Paycheck Economy
October 11, 2023  |  Financial Inclusion

The U.S. consumer is barely making ends meet and is one emergency expense away from financial dire straits. They’re also in need of financial education...

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Why FinTechs Are Telling Customers They No Longer Want Their Business
Why FinTechs Are Telling Customers They No Longer Want Their Business
October 05, 2023  |  Buy Now Pay Later

FinTechs spent years pursuing growth at all costs — where profits were an afterthought. Revenues, eyeballs, clicks and accounts — in short, the more business...

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Financial Education Can Help Subprime Consumers Triple Borrowing Capacity
Financial Education Can Help Subprime Consumers Triple Borrowing Capacity
August 31, 2023  |  Personal Finance

In a credit-based economy like the United States, credit scores have a big impact on consumers’ ability to access loans and afford everyday essentials. But...

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BNPL Platform Sezzle Starts Trading on Nasdaq
BNPL Platform Sezzle Starts Trading on Nasdaq
August 17, 2023  |  Payment Methods

Sezzle, the digital payments platform, started trading on Nasdaq on Thursday (Aug. 17), according to the company. To kick off the occasion, Sezzle executives rang...

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