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Is Higher Fraud Risk an Unintended Consequence of Fed’s New Debit Routing Rule?
Is Higher Fraud Risk an Unintended Consequence of Fed’s New Debit Routing Rule?
November 18, 2022  |  Fraud Prevention

Last month, the Fed said it was officially ending debit network exclusivity across all channels. Beginning in 2023, all debit card issuers must enable merchants...

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Half of Financially Distressed Consumers Plan to Finance Holiday Purchases
Half of Financially Distressed Consumers Plan to Finance Holiday Purchases
November 16, 2022  |  Consumer Finance

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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Paycheck-to-Paycheck Economy’s Gloom Is Bad News for Retailers
Paycheck-to-Paycheck Economy’s Gloom Is Bad News for Retailers
November 09, 2022  |  Economy

The paycheck-to-paycheck economy is bifurcating as inflation rages and consumers fret over an uncertain future, with one group of customers who cannot spend, and another...

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Cash-Strapped SMBs Tap Digital Tools to Ease Working Capital Challenges
Cash-Strapped SMBs Tap Digital Tools to Ease Working Capital Challenges
November 07, 2022  |  SMBs

The past few years have put the resilience of Main Street SMBs to the test, and they’re still not out of the woods. Get the...

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Block Says Goal of Cash App Is To Be Primary Bank 
Block Says Goal of Cash App Is To Be Primary Bank 
November 04, 2022  |  financial apps

With a roster of 49 million active users and a record $52 billion of inflows — including a spike in direct deposits — Cash App...

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Rising Interest Rates Spark Supplier Interest in Commercial Card Acceptance
Rising Interest Rates Spark Supplier Interest in Commercial Card Acceptance
November 02, 2022  |  B2B Payments

The payments pull and tug between buyers and suppliers has long favored those doing the buying, but that’s changing as technology takes friction and cost...

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B2B’s OnlineCheckWriter Launches Credit Card Processing
B2B’s OnlineCheckWriter Launches Credit Card Processing
October 30, 2022  |  B2B Payments

B2B payments company OnlineCheckWriter.com has released a credit card payment facility for businesses, letting them pay any payee, even ones that don’t take credit cards....

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Synchrony Q3 Delinquencies Hint at Paycheck-to-Paycheck Consumer Pressures
Synchrony Q3 Delinquencies Hint at Paycheck-to-Paycheck Consumer Pressures
October 26, 2022  |  Credit Cards

Every earnings season tells a tale. So far the storyline is that consumers remain buoyant, are still willing to open their wallets and wield credit...

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Amex Reserves $387M for Bad Loans as Inflation’s Bite Continues
Amex Reserves $387M for Bad Loans as Inflation’s Bite Continues
October 21, 2022  |  Credit Cards

American Express said Friday (Oct. 21) that it had put aside more money for delinquent loans than anticipated, another red flag for U.S. consumer health....

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