VantageScore Solutions, the developer of the VantageScore credit scoring model, said Monday (Feb. 6) a recent Wall Street Journal story on the credit scoring industry...
When asked, a majority of Americans can still remember what their SAT score was 20 years ago, despite the fact that SAT scores become precisely...
While credit scores, or the lack thereof, tell lenders a lot about consumers, the traditional credit scoring models don’t always provide a clear picture of...
Finicity, a startup that offers a platform for financial data sharing, announced a major investment round led by credit reporting giant Experian. Reports today (Dec....
Promoting transparency in credit scores sounds like the ideal, but putting it into action is a whole other story. But as consumer behaviors and lending...
Everything has its value. Even good — and bad — behavior. The movement toward rating, well, everything, in terms of credit scoring is gaining traction in China. The...
Wanting to make financial services — particularly access to credit — more inclusive is a popular goal and a tricky needle to thread. The benefits of inclusivity...
FICO, the analytic software firm, announced Tuesday (Oct. 25) a strategic partnership with EFL Global to expand credit scoring options for lenders and consumers in...
The three credit reporting agencies (Equifax, Experian and Equifax), under a program called the National Consumer Assistance Plan (NCAP) are looking for ways to improve...