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Editors’ Picks
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12.4KAMLDeep Dive: How To Improve Existing AML/KYC Requirements
The following Deep Dive examines how the 2008 financial meltdown paved the way for existing AML/KYC practices, and how FIs can work...
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5.1KAlternative FinancesAre Mortgages The On-Ramp For Lifelong Financial Management?
Of the scores of innovations and updates to consumer lending seen and written about over the last decade or so, speed is...
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4.6KAuthenticationWhy Voice Authentication’s Doing Prison Time
What eventually becomes cutting-edge in retail and payments often originates in places that are dedicated to security, not commerce. New technology often...
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7.5KGig EconomyAmid Job Numbers Blowout, Gig Economy Thrives
On Friday (Feb. 1), the government reported job numbers that blew away expectations. Data from the BLS and ADP, triangulated against the...
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5.0KRetailWhy The Dollars Are Actually The Greatest Show On Turf
Rumor has it, there is some sort of football competition happening in Atlanta this weekend. We are mostly kidding about that. As PYMNTS is Boston-based,...
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4.6KInternationalProspect Of ‘No Deal’ Brexit Has FinTechs Scrambling
Deal or no deal? No, not the game show, because in the case of “no deal,” it seems like no one wins....
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4.7KAmazonAmazon Marketplace Changes Will Have Wide Impact — Whatever They Are
The Amazon Marketplace stands as one of the most successful efforts of the eCommerce operator, and now changes are looming to the...
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3.3KEarningsEarnings By The (Lots Of) Numbers
Earnings, earnings everywhere, and so what do the numbers tell us? Across eCommerce, across payments giants, across social media, the last several...
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4.1KRegulationNew India eCommerce Rules Spur Amazon To Remove Some Items
In India, the new eCommerce rules have taken shape, and are now official — with none of the delay that retailing giants...
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6.7KDigital BankingHow HSBC Uses AI To Boost Its Digital Banking Immune System
What good is an AI-powered insight if core banking systems do not know how to act on it in real time? In...
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6.4KB2B PaymentsHow FinTech Plans To Shift The Tides Of France’s Commercial Card Adoption
Commercial cards remain merely a small fraction of the massive B2B transaction pool in the U.S., yet adoption is steadily climbing at...
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4.5KB2B PaymentsPatisserie Valerie Saga Finds Fake Invoices
Ongoing investigations into the £40 million (nearly $52.4 million USD) fraud that felled Patisserie Valerie have found that fake invoices were involved....
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4.7KAmazonAmazon Gets Q4 Prime Member Surge, Hints At Business Model Change
After missing revenue expectations for the last two quarters, Amazon managed to beat the Street this time around, announcing recording-breaking holiday sales figures...
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7.4KEarningsMastercard Q4 Continues Contactless, B2B Growth ‘Marathon’
Mastercard results released on Thursday (Jan. 31) morning showed continued gains in processed transactions, tied in part to holiday spending during the...
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13.2KDigital PaymentsVenmo And Zelle’s P2P Battle Royale
The fourth quarter of 2018 was kind to Venmo and Zelle, the two big peer-to-peer (P2P) services that are battling for consumer...
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4.0KEarningsMastercard Gross Dollar Volume Up 14 Pct In 4Q
Mastercard results released Thursday morning (Jan. 31) showed continued gains in processed transactions, tied in part to holiday spending during the quarter...
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5.6KRetailCan Amazon Break Into Beauty?
Beauty is a big and booming global business. According to some estimates, the size of the global beauty and personal care products...
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2.5KAmazonInvestors Looking For Revenue Rebound When Amazon Reports
With Amazon reporting its earnings tomorrow, the hanging question is whether Q4 will avoid the disappointments that rocked the company’s stock price...
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2.4KAMLKeeping Investment Platforms Free From Fraudsters
How can firms with global ambitions balance a smooth authentication process with rigorous AML efforts? In the inaugural edition of the AML/KYC...
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8.4KB2B PaymentsSWIFT Gears Up For Trade Via Blockchain
Financial messaging service SWIFT said this past week that it has fashioned a partnership with R3, a blockchain startup. The partnership will integrate the...
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9.9KB2B PaymentsFighting Fraud In A Faster Payments Landscape
NACHA recently released new figures on ACH network volume, revealing earlier this week that Same-Day ACH volume grew 46 percent between Q4...
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8.2KEcosystemsWhy Google Wants To Ride Shotgun With Automobile OEMs
In the quickly developing world of voice-controlled artificial intelligence, the car is shaping up to be the newest battleground. It is territory...
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4.6KEarningsAmid China Slowdown, Alibaba’s Customers Up 23 Pct YOY
Alibaba Group Holding posted mixed results for the period that ended in December, slightly missing top line expectations while beating bottom line...
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4.7KEarningsMastercard Earnings To Shed Light On Consumer Spend, X-Border Payments
Investors, analysts and industry observers will parse Mastercard results on the heels of the payment giant’s earnings release Thursday morning to gain...
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5.8KB2B PaymentsPutting Hospitals’ Supply Chain Spend On The Examination Table
Supply chain management is essential for any company, but in the healthcare field, it can literally mean the difference between life and...
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3.7KBlockchainFor Crypto At Scale, Look To Blockchain … And Academia?
For cryptos to be used in the real world to buy and sell things — what a concept! — might academics succeed...
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16.3KEarningsApple’s Earnings Pivot: It’s The Ecosystem, Not The Phone
It’s all about the ecosystem, not the iPhones. If there was one takeaway from the earnings call yesterday (Jan. 29) with Apple CEO Tim Cook,...
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5.6KEarningseBay Points To Payments As Key Q4 Highlight
In Q4, eBay saw deceleration into the end of the year, in part, on macro headwinds internationally as buyer volumes slowed, but...
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5.9KEarningsWhat To Watch When PayPal Reports Earnings
A good time was had by all on PayPal earnings day in 2018 as the digital payments network managed to beat Wall...
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5.5KEarningsAnalysts See Investor Appetite For Grubhub Stock
As earnings season winds on, might Grubhub prove tasty for investors, with earnings a springboard for outsized gains moving ahead? As Barron’s...
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4.3KEarningsInvestors Eyeing Card Volume, B2B Gains For Visa’s Earnings Report
Investors and analysts will have their eyes on Visa’s growth across cross-border transactions and card spend in its fiscal first quarter, a...
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3.8KLoansLambda’s Student Loan Alternative
Student debt in America has grown to staggering proportions. By the end of 2018, 44 million Americans collectively held $1.5 trillion in...
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4.9KB2B PaymentsIn The Middle East, Banks Embrace FinTech
Efforts in the Middle East by banks and other financial institutions to embrace FinTech are on the rise. As reported from Daily...
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2.3KAppleThe World Anxiously Anticipates Apple’s Earnings
All eyes are on Cupertino, 24 hours almost to the minute before Apple’s earnings will be reported. Apple faces a very different...
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4.0KeCommerceAmazon Grows Exclusive Product Lines From Outside Brands
Amazon wants to get more exclusive — and it wants other companies to help with that effort by developing product lines meant...
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3.6KEarningseBay Q4 Earnings To Offer Insight On Managed Payments
Earnings season marks a scorecard of sorts, a regularly scheduled progress report on top and bottom lines and, in payments, a seemingly...
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4.8KRegulationCardX CEO: Ban On Card Surcharge Ban May Lead to Lower Interchange Fees
Will the ban on the credit card surcharge automatically lead to significantly higher prices when consumers opt for the plastic (via card...
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3.4KData DiveData Dive, Rainy Days Edition: Fines, Misses And Video Game Money Laundering
The poet Henry Wadsworth Longfellow famously wrote that “Into each life some rain must fall,” a reminder that not every day can...
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4.3KMobile PaymentsSamsung Adds Millions To Mobeewave’s Series B
In November 2018, Mobeewave announced that it had closed a big Series B round. Led by NewAlpha Asset Management, Mastercard and Forestay Capital,...
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8.3KAuthenticationBanks As The Keeper Of Consumer Digital IDs?
You can’t have trust without some type of trusted authority, and any type of authority is fragile without a reasonable level of...
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12.5KRegulationThe Dark Side Of India’s New eCommerce Rules
Barring any reprieve, Feb. 1 marks a sea change for India’s eCommerce sector. New rules may hobble giants like Amazon and Flipkart from...
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5.8KInnovationBitcoin And Dented Radishes: This Week’s Hype Penalty Box Nominees
“Hype” is defined by Webster’s Dictionary as “to promote or publicize (a product or idea) intensively, often exaggerating its importance or benefits.”...
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6.5KFraud PreventionBanks Fight Back Against ‘Fake Grandchild’ Scammers Who Target Seniors
Get ready for even more fake grandchildren when it comes to payments fraud. That’s one of the sad facts of life as...
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5.2KB2B PaymentsFraud Makes Headway Via ‘Payroll Diversion’
Corporate fraud – from within the company, and from without – continues to make headlines and headway, with the past week having...
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6.5KMobile ApplicationsWeChat App Update Could Mean Bad News For Apple
Here’s another headache for Apple, which is already dealing with weakening iPhone sales: Its hold on Chinese mobile consumers looks set to...
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3.9KEconomyInflation to Keep on Truckin’ With Walmart’s Long Haul Plans?
Inflation may keep on truckin’ — literally. As has been reported across any number of media outlets on Friday (Jan. 25), Walmart...
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5.2KAmazonAmazon’s Healthcare Push Now Includes Whole Hospital Rooms
One day, your hospital room — yes, the whole room — might be brought to you by Amazon. The eCommerce operator, continuing...
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7.8KPartnerships / AcquisitionsEarthport: ‘Yes’ To Mastercard’s Higher Bid On Heels Of Visa’s Offer
Bidding wars can be a breathtaking sight on Wall Street. One firm sets the bar, with an offer to buy a targeted...
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3.5KSizzle/FizzleFizzle Of The Week: Munchery And The Suppliers Left Behind
Despite raising over $125 million in venture funding from the likes of Greycroft, ACME Ventures (formerly known as Sherpa Capital), Menlo Ventures,...
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5.1KFaster PaymentsCitizens Bank’s Corporate Real-Time Payments Play
Small FIs and major retailers say the Federal Reserve can pave the way to provide a ubiquitous, real-time payments (RTP) system. However,...
