embedded finance

Inside the Technology Shifts That Reshaped Payments and Risk in 2025

Inside the Technology Shifts That Reshaped Payments and Risk in 2025
Inside the Technology Shifts That Reshaped Payments and Risk in 2025
December 26, 2025  |  Payments Innovation

In 2025, payments, banking and commerce crossed a quiet but consequential threshold. Technologies that once promised efficiency or differentiation became nonnegotiable foundations, reshaping how money...

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Embedded Finance Becomes a Competitive Equalizer for Small Business
Embedded Finance Becomes a Competitive Equalizer for Small Business
December 26, 2025  |  SMBs

Embedded finance made its mark as a capability advantage for large retailers and digital-native platforms. By streamlining checkout, offering branded payment products and monetizing customer...

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Retailers Elevate Embedded Finance as Risk and Complexity Rise
Retailers Elevate Embedded Finance as Risk and Complexity Rise
December 22, 2025  |  Retail

Retailers are moving quickly to tighten control over how consumers pay, as new PYMNTS Intelligence data shows embedded finance shifting from a background capability to...

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The New Embedded Finance Playbook: Buy, Integrate, Scale
The New Embedded Finance Playbook: Buy, Integrate, Scale
December 22, 2025  |  B2B Payments

The biggest change in payments and commerce over the past five years has been the speed at which technology moves, and the speed at which...

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B2B Platforms Bring Finance to the Moment Decisions Are Made
B2B Platforms Bring Finance to the Moment Decisions Are Made
December 19, 2025  |  B2B Payments

It’s a turbulent landscape out there for B2B enterprises. And B2B platforms have a front-row seat to the environment. Persistent inflation in services and inputs,...

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75% of Retailers See Embedded Finance as a Top Priority
75% of Retailers See Embedded Finance as a Top Priority
December 19, 2025  |  Retail

Retailers are no longer treating embedded finance as a checkout enhancement. The data show it is becoming a tool for control over customer relationships, compliance...

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Thread Raises $30 Million to Boost Embedded Banking
Thread Raises $30 Million to Boost Embedded Banking
December 16, 2025  |  Investments

Thread Bank has raised $30.5 million to promote its embedded banking strategy. The new funding, announced Tuesday (Dec. 16), comes in the form of a...

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Credit Is Being Rewritten and Banks Are Running Out of Time, Says Thredd CEO
Credit Is Being Rewritten and Banks Are Running Out of Time, Says Thredd CEO
December 16, 2025  |  Payment Methods

Watch more: Need to Know: Thredd’s Jim McCarthy There’s new urgency for banks to innovate as consumers embrace flexible repayment options and new digital channels....

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