featured insights

Gen Z Turns Credit Building Into a Financial Power Move
Gen Z Turns Credit Building Into a Financial Power Move
November 07, 2025  |  Credit Cards

For many consumers, smart credit use is more than convenience, it’s a way to unlock financial opportunity. As shown in “Consumer Credit Economy: Strategy vs....

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Virtual Cards Challenge the ‘Cost of Doing Business’
Virtual Cards Challenge the ‘Cost of Doing Business’
November 06, 2025  |  Accounts Payable

Accounts payable (AP) has spent much of its history buried deep in the back office, with staff consigned to the tedium of typing invoices, auditing...

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77% of Chief Product Officers Use Gen AI for Cybersecurity
77% of Chief Product Officers Use Gen AI for Cybersecurity
November 06, 2025  |  artificial intelligence

Generative artificial intelligence (AI) may be rewriting product playbooks, but it hasn’t yet written humans out of them. The newest PYMNTS Intelligence report, “From Spark...

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Supreme Court Weighs Limits of Presidential Tariff Power
Supreme Court Weighs Limits of Presidential Tariff Power
November 05, 2025  |  Legal

A majority of the Supreme Court expressed skepticism of the president’s legal authority to impose tariffs on U.S. imports without Congress’ approval, during oral arguments...

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Top Performers Prove Speed, Security Define Best-in-Class Card Issuing
Top Performers Prove Speed, Security Define Best-in-Class Card Issuing
November 04, 2025  |  Credit Cards

While card issuers prioritize broad product offerings or aggressive marketing, the truly best-in-class performance in the payments sector hinges on a commitment to speed and...

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Small Businesses Want Credit That Works Their Way
Small Businesses Want Credit That Works Their Way
November 04, 2025  |  SMBs

For small and mid-sized companies, credit has evolved from a safety net into a growth engine, and what businesses want from it is changing fast....

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Bad Customer Service Drives 85% of Consumers to Seek Chargebacks
Bad Customer Service Drives 85% of Consumers to Seek Chargebacks
October 30, 2025  |  Fraud Prevention

For years, merchants treated fraud prevention like seasonal window dressing — a necessary expense to get through the holiday rush. But this year’s PYMNTS Intelligence-Worldpay...

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Trust Beats Features in the Next Phase of Embedded Finance
Trust Beats Features in the Next Phase of Embedded Finance
October 29, 2025  |  eCommerce

Embedded finance has evolved from an emerging trend into a defining force behind marketplace success. Get the Full Story Complete the form to unlock this...

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AI Agents Are Moving to the Front of the Checkout Line
AI Agents Are Moving to the Front of the Checkout Line
October 29, 2025  |  Artificial Intelligence

As shoppers increasingly rely on AI assistants to search, compare and buy, the traditional customer journey is disappearing. Instead of typing into search bars, consumers...

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