featured insights

71% of Billion-Dollar Firms Face Agent Identity Threats

71% of Billion-Dollar Firms Face Agent Identity Threats
71% of Billion-Dollar Firms Face Agent Identity Threats
April 17, 2026  |  Digital Identity

Agent-driven identity threats are becoming a defining challenge for enterprises as they scale revenue and expand across markets, increasing fraud risk and customer friction. “Scale...

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Accounts Receivable Gets an AI Upgrade
Accounts Receivable Gets an AI Upgrade
April 16, 2026  |  Accounts Receivable

Corporate finance teams have spent decades building systems to record what customers owe. Very few of those systems tell them what customers are about to...

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How Payments Gaps Are Limiting Deposit Growth at Community Banks
How Payments Gaps Are Limiting Deposit Growth at Community Banks
April 16, 2026  |  Money Mobility

Community banks have made meaningful progress in digitizing account opening, but the competitive battleground for deposits is shifting. Opening and even funding accounts are no...

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Top-of-Wallet Credit Choices Have Moved to Mobile
Top-of-Wallet Credit Choices Have Moved to Mobile
April 15, 2026  |  Credit Cards

“Winning Top of Wallet: How Credit Card Apps Shape Choice,” a collaboration between PYMNTS Intelligence and Elan Credit Card, examines how the credit card mobile app...

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Central Banks Test a New Cross-Border Playbook
Central Banks Test a New Cross-Border Playbook
April 13, 2026  |  Cross-border Payments

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New Study Finds AI Critical to Credit Union Member Retention
New Study Finds AI Critical to Credit Union Member Retention
April 13, 2026  |  Credit Unions

“Built to Lead or Losing Ground? AI, Mobile and the Member Retention Imperative for Credit Unions in 2026” is a collaboration between PYMNTS Intelligence and...

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Inflation Hits 58% of Small Businesses and Pushes Embedded B2B Finance Forward
Inflation Hits 58% of Small Businesses and Pushes Embedded B2B Finance Forward
April 13, 2026  |  SMBs

What started as a convenience play in consumer apps is becoming something much bigger in business: a way for platforms to turn payments, credit and...

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The $42 Billion Checkout Opportunity Hiding in Plain Sight
The $42 Billion Checkout Opportunity Hiding in Plain Sight
April 10, 2026  |  Retail

“Embedded Offers: The Billion-Dollar Opportunity Inside Recent Consumer Spending” is a collaboration between PYMNTS Intelligence and FIS. Based on a Census-balanced survey of 2,754 U.S. consumers...

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38% of Credit Union Members Want BNPL From Their FI
38% of Credit Union Members Want BNPL From Their FI
April 10, 2026  |  Credit Unions

Credit unions have a fresh opening in buy now, pay later (BNPL), and it is less about launching another loan product than helping members make...

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