featured insights

Introducing the ‘Know Your Agent’ Framework for the Age of Agentic Commerce
Introducing the ‘Know Your Agent’ Framework for the Age of Agentic Commerce
March 12, 2026  |  Digital Identity

As digital commerce becomes increasingly automated, enterprises face a new identity challenge: distinguishing legitimate AI agents acting on behalf of customers from malicious bots designed...

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Gen Z Turns Mobile Apps and Credit Into Financial Discipline
Gen Z Turns Mobile Apps and Credit Into Financial Discipline
March 11, 2026  |  Consumer Insights

Popular commentary portrays Generation Z as financially reckless, a cohort supposedly driven by impulse purchases, social media trends and a casual approach to money. The...

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Why Younger Americans Are More Optimistic About the Economy
Why Younger Americans Are More Optimistic About the Economy
March 10, 2026  |  Economy

How do Americans feel about the economy right now? That may depend on whether they remember the rise of disco and the fall of parachute...

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Middle Market CFOs Use Working Capital Tools to Boost Balance Sheets
Middle Market CFOs Use Working Capital Tools to Boost Balance Sheets
March 04, 2026  |  Working Capital

The “Growth Corporates Working Capital Index 2025–2026: Research Report Data Book” is a PYMNTS Intelligence report commissioned by Visa. The report examines how Growth Corporates...

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Embedded Finance Firms Brace for Tighter US Regulations
Embedded Finance Firms Brace for Tighter US Regulations
February 26, 2026  |  Legal & Regulation

From Amazon to dentist offices to Uber, companies that aren’t banks are the new face of financial services. Embedded finance offers credit, buy now, pay...

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AI Isn’t a Tool Anymore. It’s Becoming the Gatekeeper
AI Isn’t a Tool Anymore. It’s Becoming the Gatekeeper
February 25, 2026  |  Artificial Intelligence

The dominant narrative around artificial intelligence has centered around its novelty and potential for disruption. But new research from the February 2026 edition of “The...

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Small Businesses Signal It’s Time to Move Beyond Checks, PYMNTS–Mastercard Report Finds
Small Businesses Signal It’s Time to Move Beyond Checks, PYMNTS–Mastercard Report Finds
February 25, 2026  |  SMBs

Small to mid-sized businesses (SMBs) are approaching a practical turning point in how they pay. Cash and checks still play an outsized role in day-to-day...

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Everyone Has a Side Hustle Now. Not Everyone Has the Same Reason.
Everyone Has a Side Hustle Now. Not Everyone Has the Same Reason.
February 20, 2026  |  Consumer Insights

Job security may be improving across the U.S. workforce, but financial confidence tells a more divided story. “Wage to Wallet™ Index: Side Work Patterns in...

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What Happens When Embedded Finance Grows Up?
What Happens When Embedded Finance Grows Up?
February 19, 2026  |  Payments Innovation

For more than two decades, financial technology companies have been racing to expand a financing model invented by General Motors over a century ago. The...

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