featured insights

Why Millions Are Opting Out of Credit Before They Even Apply

Why Millions Are Opting Out of Credit Before They Even Apply
Why Millions Are Opting Out of Credit Before They Even Apply
September 08, 2025  |  Consumer Finance

What if the biggest risk to your credit portfolio isn’t economic, but psychological? “Consumer Credit Economy: Strategy vs. Spontaneity—Navigating the Great Credit Divide,” a new...

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Gen Z Drives 46% of Online Health and Beauty Purchases
Gen Z Drives 46% of Online Health and Beauty Purchases
September 08, 2025  |  eCommerce

Consumers may be spending more of their retail dollars online, but the single biggest draw to brick-and-mortar stores isn’t groceries, clothes or electronics. It’s lipstick...

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Half of Stable Mid-Market Firms Use Credit as Growth Capital
Half of Stable Mid-Market Firms Use Credit as Growth Capital
September 05, 2025  |  Loans

Middle-market companies are caught between tariffs, interest rates and jittery supply chains, and how they borrow money says as much about their outlook as their...

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Push-to-Debit Emerges as the Linchpin of Real-Time Cash Flow for Microbusinesses
Push-to-Debit Emerges as the Linchpin of Real-Time Cash Flow for Microbusinesses
September 04, 2025  |  Real-Time Payments

For millions of Americans, waiting days for funds to clear is rapidly becoming unthinkable. As people earn, borrow, or sell in more flexible ways, the...

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82% of Merchants to Expand Digital Wallet Use in 2025
82% of Merchants to Expand Digital Wallet Use in 2025
September 04, 2025  |  Mobile Wallets

For all the talk about artificial intelligence and instant payments, the biggest change reshaping how businesses pay each other may be happening in accounts payable....

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Banks Freeze at ‘Send’ Button Despite Safer Rails
Banks Freeze at ‘Send’ Button Despite Safer Rails
September 03, 2025  |  Real-Time Payments

The appeal of instant payments is undeniable. Businesses want faster disbursements, consumers value speed and convenience, and government agencies are turning to real-time rails to...

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51% of Credit Union Members Still Prefer Branches
51% of Credit Union Members Still Prefer Branches
September 03, 2025  |  Credit Unions

New data on credit union innovation says what few FinTechs want to hear: Bank branches still matter, especially if you care about keeping your most...

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Gen Z Turns Daily Life Into 425 Digital Days a Month
Gen Z Turns Daily Life Into 425 Digital Days a Month
September 03, 2025  |  Connected Economy

For Gen Z, the internet is not a destination but an ambient, invisible and omnipresent environment. Get the Full Story Complete the form to unlock...

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Personalization Decides Which Card Wins … and Which Gets Rotated Out
Personalization Decides Which Card Wins … and Which Gets Rotated Out
September 02, 2025  |  Loyalty & Rewards

In the high-stakes contest for consumer loyalty, rewards are no longer just perks; they are the battlefield. Get the Full Story Complete the form to...

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