featured insights

Payroll Emerges as the Next Battleground in Embedded Finance

Payroll Emerges as the Next Battleground in Embedded Finance
Payroll Emerges as the Next Battleground in Embedded Finance
November 24, 2025  |  Payments Innovation

For years, embedded finance simmered in the background of digital transformation. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

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Small Business Credit Race Shifts From Approvals to Value-Added Services
Small Business Credit Race Shifts From Approvals to Value-Added Services
November 21, 2025  |  Working Capital

Small and mid-size businesses (SMBs) have traditionally been defined by their uphill battle to access credit. Approval odds were uncertain, and lenders could make or...

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Hourly Wage Drop Foreshadows a $14B Hit to Consumer Spending
Hourly Wage Drop Foreshadows a $14B Hit to Consumer Spending
November 21, 2025  |  Consumer Finance

The “Wage to Wallet™ Index: Wage Volatility’s $14B Consumer Spending Gap,” a collaboration between PYMNTS Intelligence, WorkWhile and Ingo Payments, offers a detailed look inside...

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Scammers Target Holiday Shoppers Through Fake Marketplaces, Identity Gaps
Scammers Target Holiday Shoppers Through Fake Marketplaces, Identity Gaps
November 13, 2025  |  Cybersecurity

Scams are everywhere, and the rising tide of fraudulent schemes is now hitting consumers across all age and income brackets. According to joint research from...

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Here Are the Five Reasons Consumers Want Credit Line Increases
Here Are the Five Reasons Consumers Want Credit Line Increases
November 13, 2025  |  Credit Cards

Credit has become the cushion many consumers need to handle daily expenses and unexpected costs. Get the Full Story Complete the form to unlock this...

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Compliance Becomes the New Competitive Edge in Embedded Finance
Compliance Becomes the New Competitive Edge in Embedded Finance
November 13, 2025  |  Retail

“Retailers Expand Embedded Finance to Unlock Control and Customization,” a collaboration between PYMNTS Intelligence and Marqeta, explores how retailers are transforming payments from a back-end...

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Top Issuers See Flex Credentials as Strategy to Stop Churn
Top Issuers See Flex Credentials as Strategy to Stop Churn
November 13, 2025  |  Payments Innovation

Even the most successful card issuers cannot rest on their laurels. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

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Labor Economy Workers Remain Resilient Despite Higher Costs
Labor Economy Workers Remain Resilient Despite Higher Costs
November 12, 2025  |  Consumer Insights

PYMNTS Intelligence has documented that the Labor Economy remains central to U.S. growth, acting as a contributor to GDP, job creation and retail demand. The Labor...

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