featured insights

Retail Closes the Holiday Season Leaner and More Focused

Retail Closes the Holiday Season Leaner and More Focused
Retail Closes the Holiday Season Leaner and More Focused
December 24, 2025  |  Retail

Retail in 2025 was defined less by a single breakthrough than by a set of pressures that forced retailers to get practical. Consumers kept shopping....

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The New Embedded Finance Playbook: Buy, Integrate, Scale
The New Embedded Finance Playbook: Buy, Integrate, Scale
December 22, 2025  |  B2B Payments

The biggest change in payments and commerce over the past five years has been the speed at which technology moves, and the speed at which...

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Why Pay Timing Is Becoming the New Financial Fault Line
Why Pay Timing Is Becoming the New Financial Fault Line
December 19, 2025  |  Consumer Insights

The December 2025 update of the “Wage to Wallet™ Index” reveals an economy that is no longer moving in a single direction, but splitting along a...

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Employers Encourage AI at Work, With or Without Guardrails
Employers Encourage AI at Work, With or Without Guardrails
December 18, 2025  |  Artificial Intelligence

Artificial intelligence (AI) is becoming a default tool at work because it is delivering measurable productivity gains. New PYMNTS Intelligence survey data shows most employers...

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What Manufacturing, Healthcare and Tech CFOs Have in Common
What Manufacturing, Healthcare and Tech CFOs Have in Common
December 18, 2025  |  Real-Time Payments

When one thinks of fast payments, manufacturing isn’t the first sector to come to mind. It’s the same for simple payments and healthcare; or not...

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Citi Says Identity Is the New Gatekeeper for Financial Blockchains
Citi Says Identity Is the New Gatekeeper for Financial Blockchains
December 16, 2025  |  Blockchain

Blockchain’s founding principles centered on being “trustless”: A system where cryptography and consensus replaced intermediaries, regulators and centralized control. Get the Full Story Complete the...

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75% of CFOs Shift Strategy as Tariffs Reshape 2026 Plans 
75% of CFOs Shift Strategy as Tariffs Reshape 2026 Plans 
December 15, 2025  |  CFO

A new PYMNTS Intelligence report shows that tariffs are no longer a temporary policy shift. They are now a structural force shaping how America’s middle-market...

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B2B Platforms Turn Embedded Finance Into a Revenue Engine
B2B Platforms Turn Embedded Finance Into a Revenue Engine
December 12, 2025  |  B2B Payments

For business-to-business (B2B) platforms, embedded finance has moved from a niche add-on to a core engine for revenue growth, loyalty and operational efficiency. Get the...

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