featured insights

BNPL Enters Its Everyday Spending Era

BNPL Enters Its Everyday Spending Era
BNPL Enters Its Everyday Spending Era
May 27, 2026  |  BNPL

Financing as a mechanism to close a transaction, but newer evidence suggests installments may be influencing whether the transaction happens at all. Get the Full...

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Credit Unions Meet the Member Who Wants AI Now
Credit Unions Meet the Member Who Wants AI Now
May 27, 2026  |  Artificial Intelligence

“AI at the FI: Inside Credit Unions’ Demand-Execution Gap” examines how consumers, small businesses, credit unions and FinTechs are approaching the next wave of AI-powered...

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Study Finds Americans Make AI a Daily Habit at Record Speed
Study Finds Americans Make AI a Daily Habit at Record Speed
May 25, 2026  |  Artificial Intelligence

Cue the “2001: A Space Odyssey” theme: Human lives have always been shaped by new technology. You can track it (pardon the pun) from railroads...

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57% of US Small Businesses Source Overseas as Payment Gaps Widen
57% of US Small Businesses Source Overseas as Payment Gaps Widen
May 21, 2026  |  SMBs

A collaboration between PYMNTS Intelligence and Mastercard, “The Cross-Border Opportunity: What Global Sourcing by US SMBs Means for Payment Providers” examines how U.S. small- to medium-sized...

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The Issuers Pulling Ahead Are Building Into Customers’ Money Flows
The Issuers Pulling Ahead Are Building Into Customers’ Money Flows
May 19, 2026  |  Credit Cards

The competition among card issuers is no longer centered only on rewards rates or promotional offers. Increasingly, it is about whether an issuer can become...

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Why the DIY KYC Model Is Facing a Fraud Reality Check
Why the DIY KYC Model Is Facing a Fraud Reality Check
May 14, 2026  |  Digital Identity

A collaboration between PYMNTS Intelligence and Trulioo, “Built or Bought: How KYC/KYB Ownership Shapes Risk, Cost and Growth” examines how companies’ choices about identity verification...

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Report Shows Real-Time Payments Promise CFOs More Than Speed
Report Shows Real-Time Payments Promise CFOs More Than Speed
May 14, 2026  |  Real-Time Payments

“Ready and Willing: B2B Payments Are Headed for Real-Time Rails. Here’s How They’re Getting There” is a collaboration between PYMNTS Intelligence and The Clearing House....

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Report Finds AI Is Widening the Issuer Performance Gap
Report Finds AI Is Widening the Issuer Performance Gap
May 13, 2026  |  Credit Cards

Customer lifetime value (CLTV) has long been seen as something that naturally grows as card issuers add more customers and launch more products. But this...

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