Real-time payments are no longer waiting for a killer app. From Pix becoming an everyday payment method in Brazil to RTP and FedNow moving deeper...
Digital transformation is usually presented as a ladder. Companies begin with a few foundational capabilities, add more sophisticated tools over time and become incrementally more...
Two consumers can share a generation, an income bracket and many of the same expenses while occupying markedly different financial positions. That is one of...
Wire payments are starting to look less like back-office plumbing and more like a competitive tool for banks. That shift anchors “Rewiring Wires: Modernizing CHIPS...
A good offer can lose its value when the shopper never sees it. That problem gets expensive fast when the missed moment happens at checkout....
A collaboration between PYMNTS Intelligence and Visa Direct, “Moving Money at the Speed of Life: Same Payout, Different Experience With Government Disbursements,” examines how U.S....
Growth can create a strange problem. A company gets bigger, but the payment and credit tools around it don’t always keep up. “The Emerging Middle...
Consumers under the greatest financial pressure are not simply spending less. They are becoming more selective about where every dollar goes. That shift appears in...
Buy now, pay later users are no longer choosing one provider and staying loyal. They are building a payment toolkit, selecting different installment options for...