featured insights

Age and Income Miss the Real Divide in Financial Health

Age and Income Miss the Real Divide in Financial Health
Age and Income Miss the Real Divide in Financial Health
July 29, 2026  |  Consumer Finance

Two consumers can share a generation, an income bracket and many of the same expenses while occupying markedly different financial positions. That is one of...

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Banks Turn $5.3 Million Wires Into Strategic Assets
Banks Turn $5.3 Million Wires Into Strategic Assets
July 28, 2026  |  Banking

Wire payments are starting to look less like back-office plumbing and more like a competitive tool for banks. That shift anchors “Rewiring Wires: Modernizing CHIPS...

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$349 Billion Could Move Through a Much Smarter Checkout
$349 Billion Could Move Through a Much Smarter Checkout
July 28, 2026  |  Retail

A good offer can lose its value when the shopper never sees it. That problem gets expensive fast when the missed moment happens at checkout....

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63% of Gen Z Hits Snags When Getting Government Disbursements
63% of Gen Z Hits Snags When Getting Government Disbursements
July 27, 2026  |  Consumer Insights

A collaboration between PYMNTS Intelligence and Visa Direct, “Moving Money at the Speed of Life: Same Payout, Different Experience With Government Disbursements,” examines how U.S....

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Slow Credit Access Holds Growing Businesses Back
Slow Credit Access Holds Growing Businesses Back
July 22, 2026  |  Working Capital

Growth can create a strange problem. A company gets bigger, but the payment and credit tools around it don’t always keep up. “The Emerging Middle...

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Every Dollar Gets a Job as Financial Pressure Builds
Every Dollar Gets a Job as Financial Pressure Builds
July 21, 2026  |  Consumer Finance

Consumers under the greatest financial pressure are not simply spending less. They are becoming more selective about where every dollar goes. That shift appears in...

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74% of BNPL Users Choose More Than One Provider
74% of BNPL Users Choose More Than One Provider
July 20, 2026  |  BNPL

Buy now, pay later users are no longer choosing one provider and staying loyal. They are building a payment toolkit, selecting different installment options for...

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Spendability Emerges as the Next Test for Digital Assets
Spendability Emerges as the Next Test for Digital Assets
July 17, 2026  |  Cryptocurrency

For years, digital assets were something to buy and hold—a bet on the future rather than a way to pay for lunch. That calculus is...

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