featured insights

For Consumer AI, Distribution Is Becoming the Deciding Factor

For Consumer AI, Distribution Is Becoming the Deciding Factor
For Consumer AI, Distribution Is Becoming the Deciding Factor
March 27, 2026  |  Artificial Intelligence

Data from PYMNTS Intelligence shows that consumer artificial intelligence has crossed a critical threshold: 54% of U.S. adults now use AI for personal tasks, marking...

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Why Price Takes a Back Seat in Embedded Finance Deals
Why Price Takes a Back Seat in Embedded Finance Deals
March 26, 2026  |  B2B Payments

Embedded finance is increasingly central to how B2B companies buy and sell, but it only works as well as the bank or FinTech behind it....

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Why Millions of New Accounts Never Turn Into Real Banking Relationships
Why Millions of New Accounts Never Turn Into Real Banking Relationships
March 25, 2026  |  Money Mobility

Banks and credit unions are opening millions of new accounts, yet too many fail to become active relationships. As FinTechs deliver instant funding and immediate...

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The Back Office Gets Smarter as AI Transforms Supplier Payments
The Back Office Gets Smarter as AI Transforms Supplier Payments
March 24, 2026  |  Accounts Payable

For years, accounts payable (AP) was judged by how little trouble it caused, but new data suggests it may now be creating room for faster...

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Acquirers Say Risk and Readiness Are Slowing Agentic Commerce
Acquirers Say Risk and Readiness Are Slowing Agentic Commerce
March 24, 2026  |  Artificial Intelligence

“How Acquirers Prepare for Agentic Commerce” examines how acquirers are preparing for the next phase of digital commerce as AI-powered agents take on a larger...

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Middle Market Firms Limit Crypto Use to Payments, Not Treasury
Middle Market Firms Limit Crypto Use to Payments, Not Treasury
March 23, 2026  |  Cryptocurrency

Middle market firms have spent the past several years widening their use of faster payments, embedded finance tools and data-driven treasury systems, yet digital assets...

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Identity Gaps Are Becoming Billion-Dollar Points of Failure
Identity Gaps Are Becoming Billion-Dollar Points of Failure
March 23, 2026  |  Digital Identity

Digital identity now runs through every part of the customer and partner journey, from logging in and making transactions to onboarding vendors and issuing loans....

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How 30 Million Workers Borrow From Tomorrow to Pay for Today
How 30 Million Workers Borrow From Tomorrow to Pay for Today
March 20, 2026  |  Consumer Insights

Every payday, millions of American workers face some version of the same problem: The bill is due today, the paycheck arrives Friday and they must...

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