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With Illinois Interchange Ban Under Injunction, Banks and Merchants Await Next Move
With Illinois Interchange Ban Under Injunction, Banks and Merchants Await Next Move
January 29, 2025  |  Credit Cards

A battle in Illinois over interchange fees could influence other states to decide whether these fees should be reshaped or banned. Get the Full Story...

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Spending Caution Sets In as Consumers Weigh Economic Outlook
Spending Caution Sets In as Consumers Weigh Economic Outlook
January 29, 2025  |  Consumer Insights

The state and stability of one’s job — and by extension, earnings prospects — lies at the heart of consumers’ confidence over their own financial...

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The Business of Aging: How AI Is Reshaping Long-Term Care Economics
The Business of Aging: How AI Is Reshaping Long-Term Care Economics
January 29, 2025  |  Artificial Intelligence

Long-term care in the United States isn’t just for grandma and grandpa anymore. Get the Full Story Complete the form to unlock this article and...

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Salesforce Wants to Jumpstart Retail Innovation With POS Built on GenAI
Salesforce Wants to Jumpstart Retail Innovation With POS Built on GenAI
January 29, 2025  |  POS Innovation

Retailers, particularly post-COVID, are operating in a world where the lines between physical and digital commerce have permanently blurred. Consumers no longer see channels; they...

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Cross-Border Market Share Will Depend on Instant Decisions
Cross-Border Market Share Will Depend on Instant Decisions
January 29, 2025  |  Payments Innovation

Cross-border payments had, for decades, been done by wire — where it had taken days to settle an international fund flow. Get the Full Story...

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Behind the Report: A Sneak Peek Into the Future of Credit Unions
Behind the Report: A Sneak Peek Into the Future of Credit Unions
January 29, 2025  |  Credit Unions

Tomorrow, PYMNTS Intelligence, in collaboration with Velera, will release a groundbreaking report, “Roadmap to 2030: The Seven Strategic Planks for Credit Unions To Capture Top...

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57% of Information Sector Firms Achieve High ROI From GenAI
57% of Information Sector Firms Achieve High ROI From GenAI
January 29, 2025  |  artificial intelligence

You’ve heard of the digital divide. When it comes to generative artificial intelligence (GenAI), there’s also an ROI divide. A recent PYMNTS report, “Generative AI’s...

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LendingClub Shares Plummet as Loan Originations Slow
LendingClub Shares Plummet as Loan Originations Slow
January 28, 2025  |  Earnings

LendingClub’s latest quarterly results, released Tuesday (Jan. 28), indicated growth across several key metrics, including loan originations and deposits through its digital banking arm, and...

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DeepSeek Day Two: Focus Turns to Enterprise AI Adoption
DeepSeek Day Two: Focus Turns to Enterprise AI Adoption
January 28, 2025  |  artificial intelligence

Chinese AI startup DeepSeek’s deeply discounted foundation models could herald lower prices for businesses seeking to adopt AI — by removing one of the biggest...

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