Buy Now Pay Later

Buy Now Pay Later
43% of Consumers Bail on Purchases Without BNPL Option
July 25, 2025

Buy now, pay later (BNPL) options have become deeply embedded in the financial lives of consumers in the United States, influencing everything from daily grocery runs to major appliance purchases. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Buy Now Pay Later
UK’s FCA Proposes New Protections for BNPL Borrowers
July 18, 2025

The United Kingdom’s Financial Conduct Authority proposed new protections for buy now, pay later borrowers that would take effect when BNPL comes under the regulator’s remit on July 15, 2026. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Buy Now Pay Later
Affirm Forms Pay-Later Deal With Car Repair Platform Shopmonkey
June 25, 2025

Auto shop management platform Shopmonkey has added Affirm as a pay-later provider. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

Buy Now Pay Later
FICO to Launch Credit Scores That Incorporate BNPL Data
June 23, 2025

FICO will launch its first credit scores that incorporate buy now, pay later (BNPL) data in the fall. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to...

Buy Now Pay Later
Affirm and PGIM Expand Capital Partnership to Support Pay-Over-Time Options
June 18, 2025

Affirm has announced a new revolving pass-through loan sale facility in which PGIM Fixed Income, a Prudential Financial company, will invest up to $3 billion over 36 months by purchasing up to $500 million of Affirm loans at any one time. Get the Full Story...

Buy Now Pay Later
New Klarna Card Marries BNPL Flexibility to Visa Debit Rails
June 03, 2025

Klarna is piloting a card that spends like debit but can flip into pay later mode, extending the buy now, pay later (BNPL) model from the checkout screen to the in-store experience. Get the Full Story Complete the form to unlock this article and enjoy...

Buy Now Pay Later
Fed, PYMNTS Reports Highlight How Financially Strained Consumers Use BNPL
May 30, 2025

Earlier this year, PYMNTS Intelligence detailed the ways in which pay later plans — and buy now, pay later (BNPL) offerings in particular — have been finding wide use as a way to manage day-to-day, essential expenses. Get the Full Story Complete the form to...

Buy Now Pay Later
Buy Now Pay Later’s Business Models Evolve Beyond Pay in 4
May 28, 2025

Debit turns into credit as buy now pay later business models continue to evolve. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

Buy Now Pay Later
Pagaya Issues $300 Million in Bonds to Fund BNPL Loans
May 22, 2025

Consumer lending platform Pagaya is reportedly pushing into the pay later market. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...