Lending

In finance, a loan is the lending of money by one or more individuals, organizations, or other entities to other individuals, organizations etc. The recipient incurs a debt, and is usually liable to pay interest on that debt until it is repaid, and also to repay the principal amount borrowed.

Source: en.wikipedia.org

FDIC Shrinks Bank Watch List, Flags Card Risk

FDIC Shrinks Bank Watch List, Flags Card Risk
FDIC Shrinks Bank Watch List, Flags Card Risk
September 02, 2025  |  Banking

Data from the Federal Deposit Insurance Corporation’s (FDIC) latest report on the state of the banking industry is signaling both optimism and caution. While the...

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60% of Banks Say Real-Time Data Decides Who Gets a Loan
60% of Banks Say Real-Time Data Decides Who Gets a Loan
September 01, 2025  |  Loans

For banks, the difference between saying “yes” and “no” to a small business loan often has less to do with risk appetite than with the...

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Better Data Turns Small Business Loans From Problem to Profit
Better Data Turns Small Business Loans From Problem to Profit
August 20, 2025  |  Banking

For decades, small business lending was banking’s problem child. Loans to mom-and-pop shops and mid-size firms were seen as marginally profitable at best, and too...

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Platforms Lure SMBs Seeking Capital From Alternative Lending Options
Platforms Lure SMBs Seeking Capital From Alternative Lending Options
August 08, 2025  |  Loans

PYMNTS Intelligence has long chronicled the challenges facing smaller firms navigating the storms of economic volatility. Capital, of course, offers up a buffer against the...

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Dynamic Identity Could Move Small Businesses Out of Data Darkness
Dynamic Identity Could Move Small Businesses Out of Data Darkness
August 08, 2025  |  SMBs

Small and micro businesses don’t want to stay that way. They want to grow. In the United States, microbusinesses — defined as firms with fewer...

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OppFi Revenues Climb as Borrowers Seek Larger Loans
OppFi Revenues Climb as Borrowers Seek Larger Loans
August 06, 2025  |  Earnings

Personal lending platform OppFi recorded record quarterly revenue amid an uptick in loan sizes. The company released earnings Wednesday (Aug. 6) showing revenue increasing 12.8% year over year to...

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U.S. Bank Debuts Education Hub Amid Rising Small Business Pressures
U.S. Bank Debuts Education Hub Amid Rising Small Business Pressures
July 28, 2025  |  SMBs

U.S. Bank introduced an online education platform aimed at small business owners. The lender’s free Business Resources Central is designed to provide educational courses and...

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RadCred Enhances Online Loan Marketplace for Borrowers With Bad Credit
RadCred Enhances Online Loan Marketplace for Borrowers With Bad Credit
July 25, 2025  |  Loans

RadCred added an expanded soft-pull pre-qualification flow to its online loan marketplace. The offering is meant to meet the needs of borrowers who have poor...

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