Lending

In finance, a loan is the lending of money by one or more individuals, organizations, or other entities to other individuals, organizations etc. The recipient incurs a debt, and is usually liable to pay interest on that debt until it is repaid, and also to repay the principal amount borrowed.

Source: en.wikipedia.org

82% of SMBs See Smooth Sailing, Even as Cash Flow Wavers
82% of SMBs See Smooth Sailing, Even as Cash Flow Wavers
October 28, 2025  |  SMBs

Most Main Street firms say they’ll make it through the next two years, but data suggest that optimism might be running ahead of reality. The...

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First Internet Bank Integrates Parlay Finance’s AI-Native Loan Intelligence System
First Internet Bank Integrates Parlay Finance’s AI-Native Loan Intelligence System
October 17, 2025  |  Partnerships

First Internet Bank has integrated Parlay Finance’s artificial intelligence-native Loan Intelligence System to enhance its Small Business Administration lending. The bank expects to see as...

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Plaid Introduces Credit Risk Score Based on Real-Time Cash Flow Data
Plaid Introduces Credit Risk Score Based on Real-Time Cash Flow Data
October 15, 2025  |  Loans

Plaid has introduced a credit risk score that it said provides lenders with an up-to-date view of borrower risk by using real-time cash flow data...

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JPMorgan Says Consumers Are Resilient, Flags Tricolor Impact on Credit Losses
JPMorgan Says Consumers Are Resilient, Flags Tricolor Impact on Credit Losses
October 14, 2025  |  Earnings

JPMorgan kicked off earnings season Tuesday (Oct .14) with third-quarter results that pointed to robust spending patterns from clients, some headwinds to savings, and a...

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Banks Find Trust Is Still the Hardest Algorithm to Crack
Banks Find Trust Is Still the Hardest Algorithm to Crack
October 14, 2025  |  Artificial Intelligence

Watch more: When Machines Decide: Winning Back Trust in AI Finance Artificial intelligence (AI) is reshaping financial services, from lending decisions to fraud detection. But...

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Banking’s Regulator Rollback Could Unleash $2.6 Trillion in Lending Capacity
Banking’s Regulator Rollback Could Unleash $2.6 Trillion in Lending Capacity
October 12, 2025  |  Bank Regulation

American banks could realize $2.6 trillion in lending capacity amid relaxing financial regulations. That’s according to a report Sunday (Oct. 12) by the Financial Times...

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MoneyLion Accused of Misleading Customers in Baltimore Lawsuit
MoneyLion Accused of Misleading Customers in Baltimore Lawsuit
October 07, 2025  |  Legal & Regulation

The city of Baltimore accused FinTech MoneyLion of misleading consumers. In a lawsuit filed Monday (Oct. 6), the city alleged the company violated Baltimore’s consumer...

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HSBC Launches Global Trade Finance Strategy for Institutional Investors
HSBC Launches Global Trade Finance Strategy for Institutional Investors
September 29, 2025  |  Loans

HSBC Asset Management launched a private credit strategy designed to provide investors with access to opportunities in global trade finance. The new Trade and Working...

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Study Finds 82% of Small Businesses Bet They’ll Survive, but Higher Costs Still Bite
Study Finds 82% of Small Businesses Bet They’ll Survive, but Higher Costs Still Bite
September 29, 2025  |  SMBs

Small business owners rarely lack grit, but today their biggest threat may be too much optimism. A record share of Main Street firms say they...

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