Lending

In finance, a loan is the lending of money by one or more individuals, organizations, or other entities to other individuals, organizations etc. The recipient incurs a debt, and is usually liable to pay interest on that debt until it is repaid, and also to repay the principal amount borrowed.

Source: en.wikipedia.org

CFPB and DOJ Say Creditors Can Consider Borrowers’ Citizenship Status

CFPB and DOJ Say Creditors Can Consider Borrowers’ Citizenship Status
CFPB and DOJ Say Creditors Can Consider Borrowers’ Citizenship Status
January 12, 2026  |  Legal & Regulation

The Consumer Financial Protection Bureau and the Department of Justice withdrew a 2023 joint statement that warned lenders not to look at an applicant’s immigration...

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AI Rewrites Lending for Borrowers FICO Scores Miss
AI Rewrites Lending for Borrowers FICO Scores Miss
January 12, 2026  |  Consumer Finance

For millions of individuals in the U.S., exclusion from credit markets has less to do with repayment risk than with how creditworthiness has traditionally been...

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Experian Adds Commercial Data to Ascend Lender Platform
Experian Adds Commercial Data to Ascend Lender Platform
January 05, 2026  |  SMBs

Experian made its commercial data information available through its Ascend platform. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

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Interest Rate Sticker Shock Drives Record Auto Loan Delinquencies
Interest Rate Sticker Shock Drives Record Auto Loan Delinquencies
December 22, 2025  |  Loans

Since 2010, auto loans have gone from being the safest credit products to the riskiest. Get the Full Story Complete the form to unlock this...

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Mastercard and LoanPro to Launch Installment Loan Cards
Mastercard and LoanPro to Launch Installment Loan Cards
December 16, 2025  |  Loans

Mastercard and LoanPro plan to launch a program that will enable lenders to deliver installment loans through virtual and physical cards. Get the Full Story...

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PayPal to Deepen Small Business Lending Push With PayPal Bank
PayPal to Deepen Small Business Lending Push With PayPal Bank
December 15, 2025  |  SMBs

PayPal said it is ready to venture deeper into small business lending. Get the Full Story Complete the form to unlock this article and enjoy...

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Octane Raises $100 Million for Vehicle-Financing Platform
Octane Raises $100 Million for Vehicle-Financing Platform
December 15, 2025  |  Investments

Vehicle-focused lending platform Octane has raised $100 million in equity capital. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

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Consumer Loans Harder to Track in Private Credit Era
Consumer Loans Harder to Track in Private Credit Era
December 09, 2025  |  Loans

The rise of so-called “alternative consumer lending” has made loans tougher to track. Get the Full Story Complete the form to unlock this article and...

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