Lending

In finance, a loan is the lending of money by one or more individuals, organizations, or other entities to other individuals, organizations etc. The recipient incurs a debt, and is usually liable to pay interest on that debt until it is repaid, and also to repay the principal amount borrowed.

Source: en.wikipedia.org

Banks Risk Missing the Subprime Consumer Comeback Story

Banks Risk Missing the Subprime Consumer Comeback Story
Banks Risk Missing the Subprime Consumer Comeback Story
May 22, 2026  |  Consumer Finance

Subprime consumers are navigating the credit markets through a mix of installments, informal borrowing and carefully managed payment behavior that traditional scoring models do not...

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74% of Cardholders Push Issuers Toward Flexible Credit Options
74% of Cardholders Push Issuers Toward Flexible Credit Options
May 15, 2026  |  Credit Cards

Credit products are becoming more configurable, more installment-oriented and more closely tied to real-time consumer behavior. Get the Full Story Complete the form to unlock...

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Tax Refunds Squeeze OppFi Loan Volume
Tax Refunds Squeeze OppFi Loan Volume
May 07, 2026  |  Earnings

OppFi saw its total net originations decrease 7% in the first quarter as the company tightened credit and as larger tax refunds reduced its customers’...

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LoanDepot Digital Transformation Powers Market Share Gains
LoanDepot Digital Transformation Powers Market Share Gains
May 05, 2026  |  Earnings

LoanDepot’s investment in digital transformation and other growth and efficiency initiatives delivered positive results in the first quarter, Founder and CEO Anthony Hsieh said Tuesday...

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SEC Investigates Fraud Claims in Private Credit Markets
SEC Investigates Fraud Claims in Private Credit Markets
May 04, 2026  |  Legal & Regulation

The Securities and Exchange Commission (SEC) is investigating allegations of fraud in private credit markets, the agency’s chairman said Monday (May 4). Get the Full...

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New Fed Report Shows Savings Banks Shifting Toward Commercial Loans
New Fed Report Shows Savings Banks Shifting Toward Commercial Loans
May 04, 2026  |  Banking

New data finds that federally chartered lenders are electing to become covered savings associations (CSAs). Get the Full Story Complete the form to unlock this...

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CFPB Eases Reporting Rules for Small Business Lenders
CFPB Eases Reporting Rules for Small Business Lenders
April 30, 2026  |  CFPB

The Consumer Financial Protection Bureau (CFPB) has reduced the small business data collection and reporting requirements under the Equal Credit Opportunity Act (Regulation B). Get...

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Kashable Raises $60 Million for Financial Wellness Platform
Kashable Raises $60 Million for Financial Wellness Platform
April 28, 2026  |  Investments

Lending and financial wellness FinTech Kashable has reportedly raised $60 million in new funding. Get the Full Story Complete the form to unlock this article and enjoy...

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