Lending

In finance, a loan is the lending of money by one or more individuals, organizations, or other entities to other individuals, organizations etc. The recipient incurs a debt, and is usually liable to pay interest on that debt until it is repaid, and also to repay the principal amount borrowed.

Source: en.wikipedia.org

Do Banks Need AI Employees More Than They Do Core Upgrades?
Do Banks Need AI Employees More Than They Do Core Upgrades?
October 12, 2026  |  Artificial Intelligence

Watch more: Monday Conversation With Kastle’s Rishi Choudhary Rishi Choudhary, Co-Founder and CEO of Kastle, believes that banks have been approaching AI modernization from the wrong...

READ MORE >
Experian Launches New Credit Reporting Agency to Deliver Cash Flow Insights
Experian Launches New Credit Reporting Agency to Deliver Cash Flow Insights
October 06, 2026  |  Loans

Experian has launched a new consumer reporting agency that helps financial institutions leverage consumer-permissioned cash flow insights to support underwriting decisions, the company said in...

READ MORE >
Lenders Find Creditworthy Borrowers Hiding in the Data
Lenders Find Creditworthy Borrowers Hiding in the Data
October 06, 2026  |  Loans

A credit file doesn’t capture every signal lenders can use to judge whether a borrower will repay. Roughly 25 million U.S. adults lack enough recent...

READ MORE >
OppFi’s Banking Ambitions Opposed by Senate Democrats
OppFi’s Banking Ambitions Opposed by Senate Democrats
October 05, 2026  |  Bank Regulation

Two U.S. Senators are opposing OppFi’s attempt to acquire a national bank. Democrats Chris Van Hollen of Maryland and Elizabeth Warren of Massachusetts wrote to...

READ MORE >
Amazon Adds Walmart Orders to Its View of Sellers
Amazon Adds Walmart Orders to Its View of Sellers
September 25, 2026  |  Working Capital

Merchant lending has traditionally been built around the sales a platform can see. Multichannel commerce is widening that view. A small- to medium-sized business (SMB)...

READ MORE >
NMI Expands Business Capital Lending Program for Small Merchants
NMI Expands Business Capital Lending Program for Small Merchants
September 23, 2026  |  SMBs

Embedded payments infrastructure company NMI is expanding its NMI Business Capital service to help more merchants access financing, according to a Wednesday (Sept. 23) press...

READ MORE >
Experian Uses Open Banking to Boost Credit Preapproval
Experian Uses Open Banking to Boost Credit Preapproval
September 17, 2026  |  Loans

Experian has added a new feature to its Experian Marketplace that is designed to help lenders complete more verification and affordability checks earlier in the...

READ MORE >
Truist Sells $5.5 Billion Auto Loan Portfolio to Pursue Higher Profits
Truist Sells $5.5 Billion Auto Loan Portfolio to Pursue Higher Profits
September 15, 2026  |  Loans

Truist Financial, a top 10 commercial bank in the United States in terms of assets, disclosed Tuesday (Sept. 15) that it is selling $5.5 billion...

READ MORE >
AI Could Make Small Trade Loans Pay Off Again
AI Could Make Small Trade Loans Pay Off Again
September 02, 2026  |  Working Capital

When a company sells goods to a buyer overseas, it often has to wait 30, 60 or 90 days to get paid. In the meantime,...

READ MORE >