Lending

In finance, a loan is the lending of money by one or more individuals, organizations, or other entities to other individuals, organizations etc. The recipient incurs a debt, and is usually liable to pay interest on that debt until it is repaid, and also to repay the principal amount borrowed.

Source: en.wikipedia.org

Interest Rate Sticker Shock Drives Record Auto Loan Delinquencies

Interest Rate Sticker Shock Drives Record Auto Loan Delinquencies
Interest Rate Sticker Shock Drives Record Auto Loan Delinquencies
December 22, 2025  |  Loans

Since 2010, auto loans have gone from being the safest credit products to the riskiest. VantageScore Chief Economist Rikard Bandebo discussed the country’s record-high auto...

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Mastercard and LoanPro to Launch Installment Loan Cards
Mastercard and LoanPro to Launch Installment Loan Cards
December 16, 2025  |  Loans

Mastercard and LoanPro plan to launch a program that will enable lenders to deliver installment loans through virtual and physical cards. The Loan on Card...

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PayPal to Deepen Small Business Lending Push With PayPal Bank
PayPal to Deepen Small Business Lending Push With PayPal Bank
December 15, 2025  |  SMBs

PayPal said it is ready to venture deeper into small business lending. The company applied to the Utah Department of Financial Institutions and the Federal...

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Octane Raises $100 Million for Vehicle-Financing Platform
Octane Raises $100 Million for Vehicle-Financing Platform
December 15, 2025  |  Investments

Vehicle-focused lending platform Octane has raised $100 million in equity capital. The Series F funding round allows Octane to accelerate its market penetration and deepen...

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Consumer Loans Harder to Track in Private Credit Era
Consumer Loans Harder to Track in Private Credit Era
December 09, 2025  |  Loans

The rise of so-called “alternative consumer lending” has made loans tougher to track. As The Wall Street Journal (WSJ) reported Tuesday (Dec. 9), private credit has exploded...

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Banks Reassess Private Credit With Real-Time Data in Hand
Banks Reassess Private Credit With Real-Time Data in Hand
December 08, 2025  |  Loans

Private credit has moved into the financial mainstream, recently estimated at $2 trillion in outstanding loans and investments that support companies across a wide range...

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Socure Acquires Qlarifi in Move Toward BNPL Credit Infrastructure
Socure Acquires Qlarifi in Move Toward BNPL Credit Infrastructure
December 05, 2025  |  Partnerships

Socure acquired Qlarifi to establish what it called “the industry’s first unified identity, anti-fraud and BNPL credit infrastructure.” The combination brings together Socure’s artificial intelligence-first...

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Mastercard Uses Network Data to Speed Credit Decisions
Mastercard Uses Network Data to Speed Credit Decisions
December 03, 2025  |  Payment Methods

Mastercard unveiled Mastercard Credit Intelligence, a new suite of solutions that uses network signals and permissioned data to help lenders make faster credit decisions, according...

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