Lending

In finance, a loan is the lending of money by one or more individuals, organizations, or other entities to other individuals, organizations etc. The recipient incurs a debt, and is usually liable to pay interest on that debt until it is repaid, and also to repay the principal amount borrowed.

Source: en.wikipedia.org

Why Banks Say ‘No’ to Nearly 3 in 10 Micro-Businesses

Why Banks Say ‘No’ to Nearly 3 in 10 Micro-Businesses
Why Banks Say ‘No’ to Nearly 3 in 10 Micro-Businesses
July 11, 2025  |  SMBs

The quest for profitable small business lending is often thwarted not by a lack of demand, but by a shortage of reliable data. Get the...

READ MORE >
Industrial Loan Charters Surge as Nonbanks Move Into Financial Services
Industrial Loan Charters Surge as Nonbanks Move Into Financial Services
June 25, 2025  |  Banking

On June 20, Nissan North America’s financial services arm, Nissan Motor Acceptance Corp. said it submitted an application with state and federal regulators to form...

READ MORE >
Radcred Intros Loan Platform as Emergency Costs Crunch Consumers
Radcred Intros Loan Platform as Emergency Costs Crunch Consumers
June 25, 2025  |  Loans

Radcred has introduced a platform to meet a “rising demand for online payday loans.” Get the Full Story Complete the form to unlock this article and...

READ MORE >
FICO to Launch Credit Scores That Incorporate BNPL Data
FICO to Launch Credit Scores That Incorporate BNPL Data
June 23, 2025  |  BNPL

FICO will launch its first credit scores that incorporate buy now, pay later (BNPL) data in the fall. Get the Full Story Complete the form...

READ MORE >
CarMax Increases Loan Loss Provisions Amid ‘Uncertain Economic Outlook’
CarMax Increases Loan Loss Provisions Amid ‘Uncertain Economic Outlook’
June 20, 2025  |  Earnings

Used car retailer CarMax saw greater loan losses and economic uncertainty during the quarter ended May 31. Get the Full Story Complete the form to...

READ MORE >
Payment Assist Adopts Groov’s Embedded Finance Offering in UK
Payment Assist Adopts Groov’s Embedded Finance Offering in UK
June 13, 2025  |  B2B Payments

Payment Assist is now offering business lending to automotive businesses across the United Kingdom via an embedded finance partnership with Groov. Get the Full Story...

READ MORE >
Tight Credit Market Creates ‘Goldilocks Scenario’ for Alternative Lenders
Tight Credit Market Creates ‘Goldilocks Scenario’ for Alternative Lenders
June 12, 2025  |  Alternative Credit

The traditional credit supply chain is showing signs of strain, leaving millions of consumers seeking alternatives to conventional banking products and opening new avenues for...

READ MORE >
Wells Fargo Expects Consumer Loan Growth to Remain Flat or Slow
Wells Fargo Expects Consumer Loan Growth to Remain Flat or Slow
June 10, 2025  |  Loans

Wells Fargo reportedly expects consumer loan growth in the United States to remain flat or potentially decrease through the end of the year. Get the...

READ MORE >