Millennials

Millennials, also known as Generation Y, are the demographic cohort following Generation X and preceding Generation Z. Researchers and popular media use the early 1980s as starting birth years and the mid-1990s to early 2000s as ending birth years, with 1981 to 1996 a widely accepted definition.

Source: en.wikipedia.org

Meet the DINKWADs, HENRYs and Elder Millennials Spending Their Own Way

Meet the DINKWADs, HENRYs and Elder Millennials Spending Their Own Way
Meet the DINKWADs, HENRYs and Elder Millennials Spending Their Own Way
October 03, 2026  |  Retail

The economy has a growing collection of oddly named consumers. One has two incomes, no children and a dog. Another earns plenty but has yet...

READ MORE >
5 Ways Millennials’ Cash-Flow Habits Are Shaping Payments
5 Ways Millennials’ Cash-Flow Habits Are Shaping Payments
September 24, 2026  |  Consumer Insights

Millennials’ financial lives are shaping how they receive, spend and manage money, creating new opportunities for payment providers to make transactions faster and more useful....

READ MORE >
Younger Cardholders Tell Issuers What Would Get Them to Use Their Cards More
Younger Cardholders Tell Issuers What Would Get Them to Use Their Cards More
September 21, 2026  |  Artificial Intelligence

Issuers can invest in faster, more precise credit decisions, but those improvements alone may not persuade customers to change how they pay. Cardholders need to...

READ MORE >
41% of Millennials Use ChatGPT for Product Discovery
41% of Millennials Use ChatGPT for Product Discovery
September 08, 2026  |  Artificial Intelligence

Millennial shopping is producing a split between where buying decisions begin and where purchases ultimately happen. The PYMNTS Intelligence report “The Millennial Shopping Map: How...

READ MORE >
Banks Built for Paychecks Meet the Cash Flow Generation
Banks Built for Paychecks Meet the Cash Flow Generation
August 17, 2026  |  Consumer Finance

For much of the past century, banking products evolved around the regular paycheck. But findings in the August 2026 edition of The Millennial Playbook, a...

READ MORE >
Younger Members Push Credit Unions Toward Crypto Services
Younger Members Push Credit Unions Toward Crypto Services
August 14, 2026  |  Credit Unions

Crypto has a funny way of arriving before the meeting agenda catches up. Many credit union members have already made room for it, even as...

READ MORE >
AI Gives Every Purchase Its Own Credit Decision
AI Gives Every Purchase Its Own Credit Decision
July 07, 2026  |  Artificial Intelligence

For most of the history of financial services, credit functioned as a blunt instrument. A bank extended a line, a customer drew on it and...

READ MORE >
23% of Bridge Millennials Use 4 or More Financial Coping Tactics
23% of Bridge Millennials Use 4 or More Financial Coping Tactics
June 30, 2026  |  Consumer Insights

Rising costs are pushing younger consumers to work harder at money management, even as fewer Americans say their coping strategies are actually helping. That is...

READ MORE >