Community banks have made meaningful progress in digitizing account opening, but the competitive battleground for deposits is shifting. Opening and even funding accounts are no...
Banks and credit unions are opening millions of new accounts, yet too many fail to become active relationships. As FinTechs deliver instant funding and immediate...
“Five Years of Change: How Payouts Shifted From Slow and Paper-Based to Instant and Digital,” a collaboration between PYMNTS Intelligence and Ingo Payments, tracks how...
Instant payments adoption continues to rise, but fraud concerns remain a powerful brake on momentum. As artificial intelligence drives more sophisticated attacks, businesses and financial...
As consumers grow accustomed to instant digital interactions in nearly every aspect of their lives, the timing of when money arrives is no longer a...
The Klarna app now enables peer-to-peer (P2P) payments in 13 European countries. Klarna is allowing transfers between Klarna users at launch, and the company plans...
Earned wage access is moving to solidify status as a core feature of modern work, reshaping how millions of workers manage cash flow between paydays....
Construction timelines depend on precision, coordination and confidence, but slow payments continue to undermine all three. Across the industry, contractors report that late disbursements are...
Food stores and retail establishments in New York are required to accept cash payments for in-person transactions after a bill was signed into law by...