New Reality Check: The Paycheck-To-Paycheck Report

27% of US Consumers Pulled Money From Savings to Manage Credit Card Debt

27% of US Consumers Pulled Money From Savings to Manage Credit Card Debt
27% of US Consumers Pulled Money From Savings to Manage Credit Card Debt
February 28, 2023  |  Consumer Finance

Rising prices continue to affect consumers’ purchasing power, making it more difficult for those in all income levels to live within their means, put aside...

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Inflation-Stressed Consumers Miss Credit Card Payments
Inflation-Stressed Consumers Miss Credit Card Payments
February 21, 2023  |  Connected Economy

If missed bill payments indicate consumers’ lacking economic security, we may be in for a bumpy ride.  Last week’s news about January’s consumer spending sharply up from the previous...

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More than Half of High-Income Consumers Now Live Paycheck to Paycheck
More than Half of High-Income Consumers Now Live Paycheck to Paycheck
January 30, 2023  |  Consumer Finance

As we move into 2023, inflation and economic uncertainty remain top concerns for most U.S. consumers. In the past 12 months, increasing prices for everything...

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Majority of Americans Unhappy With Annual Salary, Considering Switching Jobs
Majority of Americans Unhappy With Annual Salary, Considering Switching Jobs
January 02, 2023  |  Consumer Insights

Nearly two-thirds of consumers say they’re working jobs that don’t meet their annual salary requirements. And 30% of those consumers say they plan to leave...

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High Prices Trigger Intentional Consumer Pull Back in Big Ticket Items
High Prices Trigger Intentional Consumer Pull Back in Big Ticket Items
December 28, 2022  |  Retail

Inflation and recession jitters are cutting into the spending of households that aren’t living paycheck-to-paycheck, a sign of growing uncertainty among those with disposable income...

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Emergency Expenses Threaten Consumers as Savings Rates Decline
Emergency Expenses Threaten Consumers as Savings Rates Decline
December 15, 2022  |  Consumer Finance

Meeting short-term and long-term goals is proving onerous as savings rates decline. But the short term might prove especially hazardous for those of us —...

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Consumers Want Deals More Than Experiences This Christmas
Consumers Want Deals More Than Experiences This Christmas
December 09, 2022  |  Connected Economy

Personalized experiences have slipped below bargains on holiday shoppers’ lists this season. This shift represents a sharp reversal in customer preference amid record-high inflation that...

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60% of Consumers Say Discounts Will Determine Holiday Shopping Loyalty 
60% of Consumers Say Discounts Will Determine Holiday Shopping Loyalty 
December 01, 2022  |  Retail

A new study shows price is everything as budget-minded decisions are consumers’ top drivers. In the latest edition of “New Reality Check: The Paycheck-To-Paycheck Report:...

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