nonbanks

Payments Innovators Seek Direct Access as De Novo Banking Activity Rebounds

Payments Innovators Seek Direct Access as De Novo Banking Activity Rebounds
Payments Innovators Seek Direct Access as De Novo Banking Activity Rebounds
May 23, 2025  |  Banking

In recent months, nonbanks have been applying for banking charters. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

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Loans to Nonbank Lenders Top $1 Trillion Amid New Scrutiny
Loans to Nonbank Lenders Top $1 Trillion Amid New Scrutiny
May 19, 2025  |  Banking

Lending to nonbank entities like buyout firms and private credit outfits has topped $1 trillion. Get the Full Story Complete the form to unlock this...

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Congressional Actions Against CFPB Overdraft, Digital Payments Rules May Spur Financial Services Innovation
Congressional Actions Against CFPB Overdraft, Digital Payments Rules May Spur Financial Services Innovation
March 06, 2025  |  Bank Regulation

Wednesday’s (March 5) actions in Congress against two Consumer Financial Protection Bureau (CFPB) rules — one governing digital payments providers, the other focused on bank...

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CFPB’s Payment App and Overdraft Rules Face Challenges in Congress
CFPB’s Payment App and Overdraft Rules Face Challenges in Congress
March 05, 2025  |  CFPB

Two rules announced by the Consumer Financial Protection Bureau (CFPB) during the Biden administration suffered setbacks in Congress on Wednesday (March 5). Get the Full...

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Treasury Calls for Federal Payments Framework, but Key Details Remain Unclear
Treasury Calls for Federal Payments Framework, but Key Details Remain Unclear
October 18, 2024  |  Regulation

Through the past several weeks and months, the drumbeat’s grown louder for regulations at the federal level to govern nonbanks — especially FinTechs, neobanks and...

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Treasury Official: State-by-State Regulations Stifle Innovation for FinTechs
Treasury Official: State-by-State Regulations Stifle Innovation for FinTechs
October 11, 2024  |  Regulation

A federal regulatory framework for nonbank payment service providers is needed to reduce risks and promote innovation, Nellie Liang, under secretary for domestic finance at...

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CFPB’s Chopra: Consumers Need More Disclosure on Nonbank Risks
CFPB’s Chopra: Consumers Need More Disclosure on Nonbank Risks
September 25, 2024  |  Regulation

The Federal Deposit Insurance Corp.’s (FDIC) recent proposal on recordkeeping for bank deposits received from third-party, nonbank companies is a step in the right direction....

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FDIC Warnings on Nonbanks Point to Gaps in Deposit Insurance
FDIC Warnings on Nonbanks Point to Gaps in Deposit Insurance
July 10, 2024  |  Digital Banking

They say there are no guarantees in life. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

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ECB Official Says Unregulated Banking Could Threaten Financial Stability
ECB Official Says Unregulated Banking Could Threaten Financial Stability
July 10, 2024  |  Banking

A European Central Bank board member is warning of threats tied to shadow banking. Get the Full Story Complete the form to unlock this article and enjoy...

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