OTA

Time, Investment and Creative Thinking Needed to Accelerate UK and EU Open Banking Adoption
Time, Investment and Creative Thinking Needed to Accelerate UK and EU Open Banking Adoption
March 01, 2023  |  Digital-First Banking

Five years after open banking became a regulatory requirement, the U.K. now claims 7 million active users. That figure, representing less than 20% of the...

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FinTechs Team With Credit Unions to Deliver Banking’s ‘Marketplace Model’
FinTechs Team With Credit Unions to Deliver Banking’s ‘Marketplace Model’
February 24, 2023  |  Credit Unions

Credit union members are famed for their loyalty. That historic bond is being tested as more CUs take a cautious approach to digital innovation due...

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As Remote Work Goes Global, Paying Workers Gets Complex
As Remote Work Goes Global, Paying Workers Gets Complex
August 02, 2022  |  Cross-border Payments

As the idea of a permanently remote workforce gains acceptance after two years of COVID-enforced telecommuting, it isn’t exactly surprising that companies that started looking...

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Smart Data And AI Use Can ‘Nudge’ Customers To Better Offers
Smart Data And AI Use Can ‘Nudge’ Customers To Better Offers
June 24, 2021  |  Digital Payments

Data, in a way, exists as a currency. Customers are willing to trade it, especially when they’re prompted with a nudge and the right reward....

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Merchant Acceptance Will Unlock Trillions In Pent-Up Crypto Spending Power
Merchant Acceptance Will Unlock Trillions In Pent-Up Crypto Spending Power
June 08, 2021  |  Cryptocurrency

Bitcoin may get a lot of attention, but it is only part of the broader digital currency equation. In the drive to bring crypto into...

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Subscription Commerce Companies Embrace New Loyalty Paradigm
Subscription Commerce Companies Embrace New Loyalty Paradigm
May 17, 2021  |  Subscription Commerce

There seems to be a subscription for everything these days — essential items, entertainment, clothing, groceries, snack foods, pet supplies, the list goes on and...

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Bringing Corporate Cash Management Into The Digital Future
Bringing Corporate Cash Management Into The Digital Future
April 13, 2021  |  Payment Methods

Banks have not always been the most technologically forward-thinking organizations out there. Go back in time a short four or five years and start throwing...

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Buy Now, Pay Later Becomes Physical Attraction For Brick-And-Mortar Stores
Buy Now, Pay Later Becomes Physical Attraction For Brick-And-Mortar Stores
March 22, 2021  |  Buy Now Pay Later

It’s a year on from the onset of the pandemic, and consumers’ everyday lives have changed drastically since then. PYMNTS’ latest research shows that consumers...

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Deluxe CEO: Building The Digital Bridge For The ‘Last 40 Percent’ Of B2B Payments
Deluxe CEO: Building The Digital Bridge For The ‘Last 40 Percent’ Of B2B Payments
March 10, 2021  |  B2B Payments

It’s a digital world – but it still has plenty of paper. In fact, there’s $21 trillion in paper checks moving around the U.S. economy...

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