Pay By Bank

Digital Banks Win With Younger and Lower-Income Consumers

Digital Banks Win With Younger and Lower-Income Consumers
Digital Banks Win With Younger and Lower-Income Consumers
February 09, 2026  |  Banking

Digital bank users are not simply early adopters of new payment methods. They represent a distinct slice of the U.S. banking population, shaped by age, income, education and daily...

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Pay by Bank Emerges as an Alternative to Cards for Online Payments
Pay by Bank Emerges as an Alternative to Cards for Online Payments
January 28, 2026  |  Banking

Trust has always been central to payments, but it is changing as payments evolve. Traditionally, trust resided in the network brand stamped on a physical...

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Stripe and TrueLayer Launch Pay by Bank Partnership in Finland
Stripe and TrueLayer Launch Pay by Bank Partnership in Finland
January 21, 2026  |  Payment Methods

Payments network TrueLayer says it has begun offering pay by bank payments in Finland. The payment method will be available through Kustom Checkout, and is powered by Stripe, the...

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Digital Bank Users Say They’re Ready to Move 35% of Payments Off Cards
Digital Bank Users Say They’re Ready to Move 35% of Payments Off Cards
January 21, 2026  |  Consumer Payments

As Pay by Bank becomes more visible in the U.S. payments market, one group of consumers is clearly leading the way: those who use digital...

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Pay by Bank Finds Momentum as Consumers Rethink Cards
Pay by Bank Finds Momentum as Consumers Rethink Cards
January 15, 2026  |  Payments Innovation

One of the U.S. payments industry’s unfulfilled promises is that bank-to-bank transfers would one day loosen the grip of cards. The logic is straightforward: Moving...

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Legacy Business Models Break
Legacy Business Models Break
January 12, 2026  |  What's Hot

“Your margin is my opportunity” was Jeff Bezos’s way of describing Amazon’s hunger for bloated profit pools. In 2026, the real question isn’t whether margins...

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Pay by Bank Gains Take but Card Rewards Keep Loyalty
Pay by Bank Gains Take but Card Rewards Keep Loyalty
January 05, 2026  |  Payment Methods

Pay by bank is no longer an unfamiliar concept in U.S. payments, but it has yet to earn a permanent place in consumers’ daily spending...

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Zilch Raises $175 Million to Expand Consumer Payment Platform
Zilch Raises $175 Million to Expand Consumer Payment Platform
November 13, 2025  |  Payment Methods

U.K.-based consumer payments platform Zilch has raised $175 million in debt and equity. The new funding will go towards marketing efforts, product development and improvement...

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