PYMNTS Intelligence

Plaid Study Links Account Checks to Faster Fraud Detection

Plaid Study Links Account Checks to Faster Fraud Detection
Plaid Study Links Account Checks to Faster Fraud Detection
August 19, 2026  |  Fraud Prevention

Payments have spent years getting faster. Fraud detection has not always kept pace. Get the Full Story Complete the form to unlock this article and...

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eCommerce Takes 17.1% of Retail Sales as Online Growth Accelerates
eCommerce Takes 17.1% of Retail Sales as Online Growth Accelerates
August 18, 2026  |  eCommerce

For every $100 Americans spent at retailers in the second quarter, $17.10 went through eCommerce, extending a gradual but persistent redirection of retail spending toward...

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61% of Consumers Would Consider AI-Recommended Financing
61% of Consumers Would Consider AI-Recommended Financing
August 18, 2026  |  Consumer Insights

Artificial intelligence may win a place at the Pay Later checkout by recommending the financing, then letting the shopper make the final call. New PYMNTS...

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Rising Fuel Costs Change How 64% of Workers Work
Rising Fuel Costs Change How 64% of Workers Work
August 18, 2026  |  Consumer Finance

A posted hourly wage can overstate what a shift is worth to the person being asked to work it. Get the Full Story Complete the...

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Banks Built for Paychecks Meet the Cash Flow Generation
Banks Built for Paychecks Meet the Cash Flow Generation
August 17, 2026  |  Consumer Finance

For much of the past century, banking products evolved around the regular paycheck. But findings in the August 2026 edition of The Millennial Playbook, a...

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Nearly 4 in 10 CFOs See Gen AI Paying Off Within Two Years
Nearly 4 in 10 CFOs See Gen AI Paying Off Within Two Years
August 14, 2026  |  Artificial Intelligence

CFOs have stopped treating generative artificial intelligence returns as one date circled on the calendar. By December, 39.1% expected very positive returns within one to...

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Younger Members Push Credit Unions Toward Crypto Services
Younger Members Push Credit Unions Toward Crypto Services
August 14, 2026  |  Credit Unions

Crypto has a funny way of arriving before the meeting agenda catches up. Many credit union members have already made room for it, even as...

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70% of Brazilians Expect to Shop With AI Agents by 2028
70% of Brazilians Expect to Shop With AI Agents by 2028
August 12, 2026  |  Consumer Insights

Brazilian shoppers don’t leave their digital habits at the store entrance. They bring their phones into the aisle, compare prices on the spot and check...

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