PYMNTS Intelligence

When the Tech Stack Becomes the Tech Problem

When the Tech Stack Becomes the Tech Problem
When the Tech Stack Becomes the Tech Problem
July 29, 2026  |  Payments Innovation

Digital transformation is usually presented as a ladder. Companies begin with a few foundational capabilities, add more sophisticated tools over time and become incrementally more...

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Age and Income Miss the Real Divide in Financial Health
Age and Income Miss the Real Divide in Financial Health
July 29, 2026  |  Consumer Finance

Two consumers can share a generation, an income bracket and many of the same expenses while occupying markedly different financial positions. Get the Full Story...

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33% of US Consumers Use Credit Card Installments
33% of US Consumers Use Credit Card Installments
July 29, 2026  |  Credit Cards

Buy now, pay later was supposed to take business away from credit cards. Instead, credit cards appear to be taking a page from BNPL. Get...

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Banks Turn $5.3 Million Wires Into Strategic Assets
Banks Turn $5.3 Million Wires Into Strategic Assets
July 28, 2026  |  Banking

Wire payments are starting to look less like back-office plumbing and more like a competitive tool for banks. Get the Full Story Complete the form...

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$349 Billion Could Move Through a Much Smarter Checkout
$349 Billion Could Move Through a Much Smarter Checkout
July 28, 2026  |  Retail

A good offer can lose its value when the shopper never sees it. That problem gets expensive fast when the missed moment happens at checkout....

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Fraud and Disputes Rank as a Top Cost for 42% of Issuers
Fraud and Disputes Rank as a Top Cost for 42% of Issuers
July 28, 2026  |  Fraud Prevention

Card issuers must distinguish a fraudulent transaction from a legitimate one in milliseconds. Now there’s a new complication: What happens when the legitimate customer is...

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63% of Gen Z Hits Snags When Getting Government Disbursements
63% of Gen Z Hits Snags When Getting Government Disbursements
July 27, 2026  |  Consumer Insights

A collaboration between PYMNTS Intelligence and Visa Direct, “Moving Money at the Speed of Life: Same Payout, Different Experience With Government Disbursements,” examines how U.S....

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17% of Labor Economy Workers Miss Shifts Because of Higher Gas Prices
17% of Labor Economy Workers Miss Shifts Because of Higher Gas Prices
July 27, 2026  |  Transportation

The cost of getting to work is starting to determine who gets to work. Get the Full Story Complete the form to unlock this article...

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