PYMNTS Intelligence

53% of Bankers Say Security Drives Real-Time Payments

53% of Bankers Say Security Drives Real-Time Payments
53% of Bankers Say Security Drives Real-Time Payments
June 29, 2026  |  Real-Time Payments

Real-time payments are starting to look less like a faster delivery truck and more like a digital receipt that arrives before anyone has to ask...

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70% of Consumers Pick Retailers Based on Payment Options
70% of Consumers Pick Retailers Based on Payment Options
June 26, 2026  |  Checkout Conversion

Only about 20% of businesses appear ready for the next phase of shopping, where AI agents may help consumers find, compare and buy products before...

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How Pain at the Pump Just Became a Staffing Problem
How Pain at the Pump Just Became a Staffing Problem
June 26, 2026  |  Consumer Insights

The shift isn’t worth the drive, and workers are doing the math. “When the Drive Isn’t Worth the Pay: How Fuel Costs Reshape Who Can...

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Only 21% of Labor Economy Gets Week’s Notice for Schedule Changes
Only 21% of Labor Economy Gets Week’s Notice for Schedule Changes
June 25, 2026  |  Consumer Insights

For many hourly workers, the most useful financial tool may not be a bigger paycheck, but a clearer view of when that paycheck will arrive...

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The Customer Lifetime Value Playbook: A New Framework for Issuer Growth
The Customer Lifetime Value Playbook: A New Framework for Issuer Growth
June 24, 2026  |  Payment Methods

Card issuers are under pressure to make their card programs do more than process transactions. Consumers expect cards to work instantly, safely and everywhere, whether...

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Checkout Becomes the New Front Door to Customer Loyalty
Checkout Becomes the New Front Door to Customer Loyalty
June 24, 2026  |  eCommerce

In an era of artificial intelligence (AI)-powered shopping, merchants are discovering that one of their most powerful customer relation tools may be hiding in plain...

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Subprime Revolvers Fall 12 Points as Borrowers Shift How They Pay
Subprime Revolvers Fall 12 Points as Borrowers Shift How They Pay
June 23, 2026  |  Consumer Finance

A notable shift is showing up in the finances of subprime consumers: fewer of them are regularly carrying credit card balances month after month, suggesting...

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Study Finds Stablecoins Need a Better Elevator Pitch
Study Finds Stablecoins Need a Better Elevator Pitch
June 23, 2026  |  Cryptocurrency

For much of the past year, stablecoin discussions have centered on Washington. Regulatory frameworks, reserve requirements and oversight have dominated conversations among policymakers and financial...

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