PYMNTS Intelligence

New Report Shows Emergency Expenses Are Now Just the Norm

New Report Shows Emergency Expenses Are Now Just the Norm
New Report Shows Emergency Expenses Are Now Just the Norm
March 10, 2026  |  Consumer Finance

Life has a way of introducing expenses without regard for timing, and household budgets increasingly bear reality in mind. From routine car maintenance to medical...

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Real-Time Payments Reach a Turning Point in North America
Real-Time Payments Reach a Turning Point in North America
March 09, 2026  |  Real-Time Payments

Real-time payments in North America are moving decisively from expansion to execution. Instant payment systems across the United States, Canada and Mexico are scaling, modernizing...

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Small Businesses Use Business Credit Cards for Cash Flow, Not Rewards
Small Businesses Use Business Credit Cards for Cash Flow, Not Rewards
March 06, 2026  |  SMBs

Cash retains a stubborn presence in small- and mid-sized businesses, but business credit cards are beginning to erode that dominance by addressing the operational pressures...

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The Payment Frictions Costing SMBs Their Cash Flow
The Payment Frictions Costing SMBs Their Cash Flow
March 05, 2026  |  SMBs

People tend to gravitate toward what’s easy and familiar. Businesses typically do the same. Get the Full Story Complete the form to unlock this article...

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Why Small Business Owners Still Reach for Personal Cards
Why Small Business Owners Still Reach for Personal Cards
March 05, 2026  |  Credit Cards

Small to medium-sized businesses (SMBs) are telling credit card issuers something they need to hear: Rewards don’t seem to be working. Or at least, they’re...

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The Construction Problem Few Talk About: Payment Delays
The Construction Problem Few Talk About: Payment Delays
March 05, 2026  |  Digital Payments

The construction industry builds skylines, bridges and critical infrastructure, yet its own critical financial infrastructure often runs on outdated payment practices. Get the Full Story...

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The Credit Union-FinTech Romance Continues, Even as Execution Gets Harder
The Credit Union-FinTech Romance Continues, Even as Execution Gets Harder
March 05, 2026  |  Credit Unions

Credit unions once treated FinTech partnerships as selective experiments. They now regard them as a primary channel for advancing innovation. Get the Full Story Complete...

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68% of Banks Turn to AI as Fraud Outpaces Rule-Based Systems
68% of Banks Turn to AI as Fraud Outpaces Rule-Based Systems
March 05, 2026  |  Fraud Prevention

Unauthorized-party fraud has reclaimed center stage, reversing last year’s pattern and reshaping how banks think about risk. Get the Full Story Complete the form to...

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Middle Market CFOs Use Working Capital Tools to Boost Balance Sheets
Middle Market CFOs Use Working Capital Tools to Boost Balance Sheets
March 04, 2026  |  Working Capital

The “Growth Corporates Working Capital Index 2025–2026: Research Report Data Book” is a PYMNTS Intelligence report commissioned by Visa. The report examines how Growth Corporates...

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