PYMNTS Intelligence

New Data Shows Why One Consumer Economy Has Become Three

New Data Shows Why One Consumer Economy Has Become Three
New Data Shows Why One Consumer Economy Has Become Three
July 10, 2026  |  Consumer Insights

Consumer spending has become less about confidence and more about financial capacity, and that shift is giving banks and payments providers a clearer map of...

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85% of Financial Firms Plan AI Budget Increases
85% of Financial Firms Plan AI Budget Increases
July 09, 2026  |  Artificial Intelligence

Enterprise artificial intelligence (AI) is no longer just a technology project. It is becoming a line item with momentum. Get the Full Story Complete the...

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BNPL Boosts Basket Size When Shoppers See It Early
BNPL Boosts Basket Size When Shoppers See It Early
July 09, 2026  |  BNPL

Buy now, pay later has moved well beyond its original role as an alternative payment method at checkout. It is shaping how retailers present products,...

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Top of Wallet, Top of Mind: How Credit Unions Grow Deposits Through Conversion
Top of Wallet, Top of Mind: How Credit Unions Grow Deposits Through Conversion
July 09, 2026  |  Credit Unions

If you run a credit union, you’ve already won the hard part. Sixty-one percent of your members consider you their primary financial institution, and 87%...

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Pay Later Credit Option May Have to Win Over the Algorithm First
Pay Later Credit Option May Have to Win Over the Algorithm First
July 08, 2026  |  Consumer Insights

Artificial intelligence (AI) is beginning to influence a part of commerce that has traditionally belonged to consumers: choosing how to pay. Get the Full Story...

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The New Competition in Card Rewards Is Over Rules, Data and Money
The New Competition in Card Rewards Is Over Rules, Data and Money
July 08, 2026  |  Loyalty & Rewards

Credit card rewards were built for a world where the issuer set the terms, the consumer spent and the value arrived later. Get the Full...

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AI Gives Every Purchase Its Own Credit Decision
AI Gives Every Purchase Its Own Credit Decision
July 07, 2026  |  Artificial Intelligence

For most of the history of financial services, credit functioned as a blunt instrument. A bank extended a line, a customer drew on it and...

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Banks Find Debit’s Real Cost in False Declines and Manual Fixes
Banks Find Debit’s Real Cost in False Declines and Manual Fixes
July 07, 2026  |  Business

For many financial institutions, the biggest opportunity in debit is hiding in plain sight. Get the Full Story Complete the form to unlock this article...

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