PYMNTS Intelligence

Payment Choice Now Defines The New American Shopper

Payment Choice Now Defines The New American Shopper
Payment Choice Now Defines The New American Shopper
August 05, 2026  |  Consumer Insights

American shoppers aren’t waiting for retail to catch up. They’re already using mobile devices and AI to find products, compare choices and decide where to...

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Payment Friction Costs Middle Market Firms Nearly 2% of Annual Revenue
Payment Friction Costs Middle Market Firms Nearly 2% of Annual Revenue
August 05, 2026  |  Digital Payments

Payment friction rarely arrives as one clearly identifiable expense. That’s probably why most executives think about payment friction as an inconvenience and not a hidden-in-plain-sight...

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55% of Banks Are Building a Stronger Database for Payments
55% of Banks Are Building a Stronger Database for Payments
August 05, 2026  |  Commerce

Issuer processing is moving closer to the moment when payment data becomes a decision, giving financial institutions a clearer path to approve more legitimate purchases...

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Digital Wallets Reach More Than 1 in 10 In-Store Payments
Digital Wallets Reach More Than 1 in 10 In-Store Payments
August 04, 2026  |  Digital Payments

Digital wallets are no longer simply changing how consumers present a payment at checkout. They’re also beginning to change where the money comes from. Get the Full...

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The Customer Journey Is Becoming the Small Business Treasure Map
The Customer Journey Is Becoming the Small Business Treasure Map
August 03, 2026  |  SMBs

For many small businesses, revenue growth starts with a tap on a smartphone screen, because that’s where most customers already are. Get the Full Story...

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Stablecoins Turn Corporate Cash Into Working Inventory
Stablecoins Turn Corporate Cash Into Working Inventory
August 03, 2026  |  Cryptocurrency

Stablecoins change how liquidity is managed, not simply how payments move. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

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Nine Out of Ten Firms Struggle to Manage Bot Traffic
Nine Out of Ten Firms Struggle to Manage Bot Traffic
August 03, 2026  |  Artificial Intelligence

Bots have become the new majority on the internet, forcing companies to rethink how they tell a trusted customer from an automated threat. Get the...

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Federal Data Shows Consumers Under Pressure As Spending Outruns Income
Federal Data Shows Consumers Under Pressure As Spending Outruns Income
July 31, 2026  |  Consumer Insights

The latest data on spending shows it continues to outrun income growth as higher prices absorb more of the household budget. June offered another example:...

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