PYMNTS Intelligence

72% of Consumers Pay for Instant Income Access

72% of Consumers Pay for Instant Income Access
72% of Consumers Pay for Instant Income Access
June 04, 2026  |  Real-Time Payments

Instant payments are increasingly being judged less by how fast money moves and more by what faster access allows consumers to do. Get the Full...

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Employees Say Claude Is the AI They Can’t Work Without
Employees Say Claude Is the AI They Can’t Work Without
June 03, 2026  |  Artificial Intelligence

Consumers increasingly use different artificial intelligence (AI) tools for different parts of their lives. OpenAI’s ChatGPT remains the platform people choose for personal tasks, while...

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79% of Middle-Market Firms Plan Embedded Finance Upgrades Within a Year
79% of Middle-Market Firms Plan Embedded Finance Upgrades Within a Year
June 03, 2026  |  Payments Innovation

Embedded finance is no longer a question of whether companies should offer financial services. The question is how they should build them. Get the Full...

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Issuers Say Smart Checkout Could Rewrite Card Rewards
Issuers Say Smart Checkout Could Rewrite Card Rewards
June 03, 2026  |  Loyalty & Rewards

“The Smart Checkout Opportunity: Why Issuers Are Ready For A Better Rewards System” examines why card issuers and FinTechs are seeking a more effective way to...

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Financial Stress Is Changing What Consumers Value in Credit Cards
Financial Stress Is Changing What Consumers Value in Credit Cards
June 02, 2026  |  Consumer Insights

What U.S. consumers ask of their credit cards has changed. For financially stressed households, it has little to do with rewards. Get the Full Story...

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What 110 Companies Reveal About the Future of Payments Orchestration
What 110 Companies Reveal About the Future of Payments Orchestration
June 02, 2026  |  Payments Innovation

Payment problems don’t stay hidden inside the back office. When a customer reaches checkout, and a payment fails, stalls or gets declined for the wrong...

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63% of SMBs See Cards as Their Best Refund Protection
63% of SMBs See Cards as Their Best Refund Protection
June 02, 2026  |  SMBs

For many small businesses, the move away from cash will depend less on digital enthusiasm than on whether new payment tools can feel as simple,...

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PYMNTS and Trulioo Report Shows How Better Identity Checks Can Protect Growth
PYMNTS and Trulioo Report Shows How Better Identity Checks Can Protect Growth
June 02, 2026  |  Digital Identity

As companies race to defend against bots, deepfakes, synthetic identities and other AI-powered fraud attacks, many are creating a second crisis. Their legitimate users are...

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