PYMNTS Intelligence

Tariff Refunds Create a New Test for Middle Market Resilience

Tariff Refunds Create a New Test for Middle Market Resilience
Tariff Refunds Create a New Test for Middle Market Resilience
May 27, 2026  |  B2B Payments

On the face of it, tariff refunds are slated to restore cash to firms. Instead, for many middle market firms, it has introduced a different...

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BNPL Enters Its Everyday Spending Era
BNPL Enters Its Everyday Spending Era
May 27, 2026  |  BNPL

Financing as a mechanism to close a transaction, but newer evidence suggests installments may be influencing whether the transaction happens at all. Get the Full...

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Credit Unions Meet the Member Who Wants AI Now
Credit Unions Meet the Member Who Wants AI Now
May 27, 2026  |  Artificial Intelligence

“AI at the FI: Inside Credit Unions’ Demand-Execution Gap” examines how consumers, small businesses, credit unions and FinTechs are approaching the next wave of AI-powered...

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Europe’s Banks Get a Real-Time Reality Check
Europe’s Banks Get a Real-Time Reality Check
May 25, 2026  |  Real-Time Payments

Europe’s instant payments agenda has crossed a threshold. The rails are largely in place. Now institutions face the harder task of rewiring everything around them....

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Study Finds Americans Make AI a Daily Habit at Record Speed
Study Finds Americans Make AI a Daily Habit at Record Speed
May 25, 2026  |  Artificial Intelligence

Cue the “2001: A Space Odyssey” theme: Human lives have always been shaped by new technology. You can track it (pardon the pun) from railroads...

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Banks Risk Missing the Subprime Consumer Comeback Story
Banks Risk Missing the Subprime Consumer Comeback Story
May 22, 2026  |  Consumer Finance

Subprime consumers are navigating the credit markets through a mix of installments, informal borrowing and carefully managed payment behavior that traditional scoring models do not...

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79% of Firms Now Verify Identity at Login
79% of Firms Now Verify Identity at Login
May 22, 2026  |  Digital Identity

Agentic artificial intelligence may soon test the weakest point in a company’s identity system, but PYMNTS Intelligence data suggest the strongest defense may be a...

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57% of US Small Businesses Source Overseas as Payment Gaps Widen
57% of US Small Businesses Source Overseas as Payment Gaps Widen
May 21, 2026  |  SMBs

A collaboration between PYMNTS Intelligence and Mastercard, “The Cross-Border Opportunity: What Global Sourcing by US SMBs Means for Payment Providers” examines how U.S. small- to medium-sized...

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