PYMNTS Intelligence

Pay Later Credit Option May Have to Win Over the Algorithm First

Pay Later Credit Option May Have to Win Over the Algorithm First
Pay Later Credit Option May Have to Win Over the Algorithm First
July 08, 2026  |  Consumer Insights

Artificial intelligence (AI) is beginning to influence a part of commerce that has traditionally belonged to consumers: choosing how to pay. Get the Full Story...

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The New Competition in Card Rewards Is Over Rules, Data and Money
The New Competition in Card Rewards Is Over Rules, Data and Money
July 08, 2026  |  Loyalty & Rewards

Credit card rewards were built for a world where the issuer set the terms, the consumer spent and the value arrived later. Get the Full...

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AI Gives Every Purchase Its Own Credit Decision
AI Gives Every Purchase Its Own Credit Decision
July 07, 2026  |  Artificial Intelligence

For most of the history of financial services, credit functioned as a blunt instrument. A bank extended a line, a customer drew on it and...

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Banks Find Debit’s Real Cost in False Declines and Manual Fixes
Banks Find Debit’s Real Cost in False Declines and Manual Fixes
July 07, 2026  |  Business

For many financial institutions, the biggest opportunity in debit is hiding in plain sight. Get the Full Story Complete the form to unlock this article...

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84% of Cross-Border Shoppers Say One-Click Checkout Influences Merchant Choice
84% of Cross-Border Shoppers Say One-Click Checkout Influences Merchant Choice
July 07, 2026  |  eCommerce

For merchants looking overseas for growth, the fastest route may run straight through the checkout page. Get the Full Story Complete the form to unlock...

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24% of RTP® Network Holdouts Say Current B2B Payment Methods Work Well Enough
24% of RTP® Network Holdouts Say Current B2B Payment Methods Work Well Enough
July 06, 2026  |  B2B Payments

Real-time B2B payments may not be losing to skepticism. They are losing, for now, to payment systems that work just well enough. Get the Full...

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Real-Time Payments Could Add $19.3 Billion to Argentina’s GDP
Real-Time Payments Could Add $19.3 Billion to Argentina’s GDP
July 02, 2026  |  Real-Time Payments

Real-time payments in South America have moved well beyond proof of concept. They’re becoming the financial backbone of entire economies, and the numbers speak for...

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Two in Three Consumers Need More Than a Job to Feel Secure
Two in Three Consumers Need More Than a Job to Feel Secure
July 02, 2026  |  Consumer Finance

A steady job still gives many consumers confidence, but the latest data shows that confidence alone is no longer enough to keep financial resilience intact....

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