PYMNTS Intelligence

Slow Credit Access Holds Growing Businesses Back

Slow Credit Access Holds Growing Businesses Back
Slow Credit Access Holds Growing Businesses Back
July 22, 2026  |  Working Capital

Growth can create a strange problem. A company gets bigger, but the payment and credit tools around it don’t always keep up. Get the Full...

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Credit Lines Become the New Household Liquidity Buffer
Credit Lines Become the New Household Liquidity Buffer
July 21, 2026  |  Consumer Finance

Consumers are watching their spending more closely, but they are not giving up the financial leeway that credit can provide. Get the Full Story Complete...

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Stablecoin Awareness Falls Short for 70% of Credit Union Members
Stablecoin Awareness Falls Short for 70% of Credit Union Members
July 21, 2026  |  Cryptocurrency

Consumers may hear different labels for stablecoins and other cryptocurrency, but many still place both products in the same mental bucket. Get the Full Story...

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Every Dollar Gets a Job as Financial Pressure Builds
Every Dollar Gets a Job as Financial Pressure Builds
July 21, 2026  |  Consumer Finance

Consumers under the greatest financial pressure are not simply spending less. They are becoming more selective about where every dollar goes. Get the Full Story...

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74% of BNPL Users Choose More Than One Provider
74% of BNPL Users Choose More Than One Provider
July 20, 2026  |  BNPL

Buy now, pay later users are no longer choosing one provider and staying loyal. They are building a payment toolkit, selecting different installment options for...

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The Best Buy Now Pay Later Customer Is Not Who Banks Think
The Best Buy Now Pay Later Customer Is Not Who Banks Think
July 17, 2026  |  Consumer Finance

Financial institutions have traditionally organized customers using familiar metrics: income, assets, credit score and spending patterns. Those variables determined who qualified for a mortgage, which...

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Spendability Emerges as the Next Test for Digital Assets
Spendability Emerges as the Next Test for Digital Assets
July 17, 2026  |  Cryptocurrency

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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36% of Gen Z Consumers Now Pay With Digital Wallets
36% of Gen Z Consumers Now Pay With Digital Wallets
July 17, 2026  |  Consumer Insights

Digital wallets are gaining ground not only among consumers who prize speed, but among those using the apps to keep tighter control of strained household...

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