A notable shift is showing up in the finances of subprime consumers: fewer of them are regularly carrying credit card balances month after month, suggesting...
For much of the past year, stablecoin discussions have centered on Washington. Regulatory frameworks, reserve requirements and oversight have dominated conversations among policymakers and financial...
The old assumption in consumer finance is that when households run short, they turn to their bank. Get the Full Story Complete the form to...
As summer begins in the midst of this long holiday weekend kicked off by Juneteenth, the consumer spending outlook appears to contain a contradiction. Get...
Artificial intelligence has already transformed how consumers discover products, compare prices, and navigate digital commerce. But as companies race to build autonomous AI agents capable...
A collaboration between PYMNTS Intelligence and Visa Acceptance Solutions, the “2026 Global Digital Shopping Index: Merchant Edition” examines how merchants are adapting to a retail environment where...
The original buy now, pay later (BNPL) model was a merchant-centric one. Providers generated growth by embedding financing options directly into shopping experiences, and success...
B2B payments have gone real-time, and that’s made transaction speed table stakes for both buyers and suppliers. But all the speed in the world means...