PYMNTS Intelligence

44% of Consumers Need Multiple Prompts for Card-Linked Offers
44% of Consumers Need Multiple Prompts for Card-Linked Offers
April 26, 2024  |  Consumer Insights

Card-linked offers — those special promotions designed to encourage consumers to use their credit and debit cards at specific locations or for specific items —...

READ MORE >
Savings Rates Pressured as Consumer Spending Outpaces Disposable Personal Income Growth
Savings Rates Pressured as Consumer Spending Outpaces Disposable Personal Income Growth
April 26, 2024  |  Economy

The latest data on personal consumption notes that spending is outpacing the growth in disposable income. And as a result, consumers are dipping into savings...

READ MORE >
Study Finds Only Half of Consumers Satisfied With Embedded Lending Options
Study Finds Only Half of Consumers Satisfied With Embedded Lending Options
April 26, 2024  |  VISA

Lenders in key global markets offer an ever-increasing range of consumer credit products. Still, consumers express dissatisfaction with the current options. Just 50% of consumers...

READ MORE >
Digital Platforms Elevate Renters’ Personal Finance Game
Digital Platforms Elevate Renters’ Personal Finance Game
April 25, 2024  |  Consumer Finance

Digital platforms are transforming the personal finance landscape for renters by emphasizing the importance of leveraging nuanced insights derived from rental payment data, a facet...

READ MORE >
79% of US Consumers Are Highly Satisfied With BNPL 
79% of US Consumers Are Highly Satisfied With BNPL 
April 25, 2024  |  Buy Now Pay Later

Split-payment or installment plans such as buy now, pay later (BNPL) enable consumers to shop more strategically, buying items one day and paying for them...

READ MORE >
Consumers Dissatisfied by Small Merchants’ Digital Presences
Consumers Dissatisfied by Small Merchants’ Digital Presences
April 25, 2024  |  SMBs

As consumers have grown to expect seamless digital convenience, many are finding that smaller merchants fall short of their expectations, PYMNTS Intelligence reveals. By the...

READ MORE >
Consumers Want Friction-Free Shopping on Connected Devices
Consumers Want Friction-Free Shopping on Connected Devices
April 25, 2024  |  Retail

In a recent edition of PYMNTS Intelligence’s ongoing How We Will Pay Report, “Multitasking Consumers Want to Shop — and Work — at the Same...

READ MORE >
Real-Time Payments Help Cure Small Business Healthcare Provider Finances
Real-Time Payments Help Cure Small Business Healthcare Provider Finances
April 25, 2024  |  Real-Time Payments

Small to mid-sized businesses (SMBs) in the healthcare provider segment now use real-time payments more widely than other payment rails. PYMNTS Intelligence finds that in...

READ MORE >
76% of Gamers Who Can’t Access Instant Payouts Would If They Could 
76% of Gamers Who Can’t Access Instant Payouts Would If They Could 
April 24, 2024  |  Real-Time Payments

Winning can provide an instant rush — and although 8 in 10 gamers prefer immediate access to their winnings, less than half of gamers now have...

READ MORE >