PYMNTS Intelligence

Virtual Cards Drive Working Capital Efficiency for North American Growth Corporates
Virtual Cards Drive Working Capital Efficiency for North American Growth Corporates
October 29, 2024  |  B2B Payments

In the second annual edition of the “Middle Market Growth Corporates Working Capital Index,” PYMNTS Intelligence and Visa collaborated to mine the opinions of 276...

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Are Healthcare Businesses Leveraging Working Capital More Efficiently Than Yours?
Are Healthcare Businesses Leveraging Working Capital More Efficiently Than Yours?
October 28, 2024  |  B2B Payments

In today’s increasingly interconnected and digital world, it’s never been better to be a business. But that doesn’t mean it is any easier to be...

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41% of Pay-by-Bank Users Want to Use It for Ridesharing
41% of Pay-by-Bank Users Want to Use It for Ridesharing
October 28, 2024  |  Payment Methods

Despite the growing interest in digital payment methods, the adoption of pay by bank remains surprisingly low. A PYMNTS Intelligence report, “What Consumers Need for...

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Forget Cyber Monday: Evolving Habits Reshape Holiday Spending
Forget Cyber Monday: Evolving Habits Reshape Holiday Spending
October 25, 2024  |  Retail

As the holiday season approaches, consumer shopping habits are shifting to earlier purchases and retailers are scrambling to get ready for what may be a...

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Data: 88% of Consumers Still Prefer In-Person Grocery Shopping
Data: 88% of Consumers Still Prefer In-Person Grocery Shopping
October 25, 2024  |  Credit Cards

As consumer habits change, payment preferences are becoming segmented based on shopping channels. A PYMNTS Intelligence Report, How People Pay: Debit Leads in Stores, Credit...

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Study: Merchants Weigh Implementation Costs of Pay-by-Bank Options as Interest Grows
Study: Merchants Weigh Implementation Costs of Pay-by-Bank Options as Interest Grows
October 24, 2024  |  Digital Payments

  Although pay by bank is a relatively new offering, it is creating buzz in the business community. Executives see it as a potentially cost-effective...

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Report: Half of Retailers Have Real-Time Data Deficit That Cost Them Sales
Report: Half of Retailers Have Real-Time Data Deficit That Cost Them Sales
October 24, 2024  |  eCommerce

  “Data readiness” refers to an organization’s ability to collect, manage and use data effectively. It involves ensuring that the data is accurate, accessible, secure...

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Two-Thirds of Consumers Now Use Some Digital Shopping Features
Two-Thirds of Consumers Now Use Some Digital Shopping Features
October 24, 2024  |  Retail

In an era where online and in-store shopping are becoming intertwined, Click-and-Mortar™ shopping is emerging. This hybrid shopping style reflects a growing consumer preference for...

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BaaS Faces Regulatory Reckoning: OCC and FDIC Actions Underscore Growing Scrutiny
BaaS Faces Regulatory Reckoning: OCC and FDIC Actions Underscore Growing Scrutiny
October 23, 2024  |  Digital Banking

Banking-as-a-service (BaaS), as a business model, promises to reshape financial services. And a drumbeat of regulatory actions and continued scrutiny from a veritable alphabet soup...

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