PYMNTS Intelligence

53% of Financially Strained Consumers Cut Nonessential Spending 

53% of Financially Strained Consumers Cut Nonessential Spending 
53% of Financially Strained Consumers Cut Nonessential Spending 
July 14, 2026  |  Consumer Insights

Consumers are still spending, but many are doing it with less room for error. Get the Full Story Complete the form to unlock this article...

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Smaller Card Issuers Can Out-Compete the Giants, New Study Finds
Smaller Card Issuers Can Out-Compete the Giants, New Study Finds
July 13, 2026  |  Credit Cards

Customer lifetime value has long been treated as an output metric, a way to judge whether a card portfolio performed well after the fact. Increasingly,...

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Why the Companies Winning at Payments Aren’t Adding Providers
Why the Companies Winning at Payments Aren’t Adding Providers
July 13, 2026  |  Payments Innovation

Payments are now part of the customer experience layer, the uptime layer and the revenue operations layer. That means they can no longer be managed...

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88% of Banks Report Strong ROI With Instant Business Payments
88% of Banks Report Strong ROI With Instant Business Payments
July 13, 2026  |  Real-Time Payments

Business clients don’t want to hear that the payment is “in process.” They want to know that the money was moved, the supplier was paid...

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New Data Shows Why One Consumer Economy Has Become Three
New Data Shows Why One Consumer Economy Has Become Three
July 10, 2026  |  Consumer Insights

Consumer spending has become less about confidence and more about financial capacity, and that shift is giving banks and payments providers a clearer map of...

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85% of Financial Firms Plan AI Budget Increases
85% of Financial Firms Plan AI Budget Increases
July 09, 2026  |  Artificial Intelligence

Enterprise artificial intelligence (AI) is no longer just a technology project. It is becoming a line item with momentum. Get the Full Story Complete the...

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BNPL Boosts Basket Size When Shoppers See It Early
BNPL Boosts Basket Size When Shoppers See It Early
July 09, 2026  |  BNPL

Buy now, pay later has moved well beyond its original role as an alternative payment method at checkout. It is shaping how retailers present products,...

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Top of Wallet, Top of Mind: How Credit Unions Grow Deposits Through Conversion
Top of Wallet, Top of Mind: How Credit Unions Grow Deposits Through Conversion
July 09, 2026  |  Credit Unions

If you run a credit union, you’ve already won the hard part. Sixty-one percent of your members consider you their primary financial institution, and 87%...

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