PYMNTS Intelligence

72% of Gen Z Feels Financial Strain and Credit Unions See an Opening

72% of Gen Z Feels Financial Strain and Credit Unions See an Opening
72% of Gen Z Feels Financial Strain and Credit Unions See an Opening
April 01, 2026  |  Credit Unions

A recent PYMNTS Intelligence report suggests that the biggest opening for credit unions with Gen Z may not be basic digital access, but the chance...

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Virtual Cards Bring Flexibility to SMB Payments Stuck in the Past
Virtual Cards Bring Flexibility to SMB Payments Stuck in the Past
March 31, 2026  |  SMBs

Business payments are poised for modernization as the entrenched position of cash and checks will be whittled down by digital, flexibility methods of small business...

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50% of Consumers Struggle With Daily Costs as Generations Take Different Paths
50% of Consumers Struggle With Daily Costs as Generations Take Different Paths
March 31, 2026  |  Consumer Insights

Americans across age groups are feeling the same economic squeeze, but the way they respond is starting to reveal a sharper generational divide. Get the...

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Gen Z Digital Wallet Use Climbs 21% as Budgets Tighten
Gen Z Digital Wallet Use Climbs 21% as Budgets Tighten
March 30, 2026  |  Consumer Insights

Financial stress is doing more than pushing consumers to hunt for lower prices. It is also changing how they organize purchases, where they shop and...

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Why Payroll Is Becoming the Latest Loyalty Product
Why Payroll Is Becoming the Latest Loyalty Product
March 30, 2026  |  Real-Time Payments

As more Americans earn income outside traditional employment, payouts have quietly replaced paychecks. Get the Full Story Complete the form to unlock this article and...

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CFOs Are Using Stablecoins More Like ACH Than Digital Assets
CFOs Are Using Stablecoins More Like ACH Than Digital Assets
March 30, 2026  |  Cryptocurrency

Innovative technologies often rarely succeed in the way their earliest advocates predicted. Get the Full Story Complete the form to unlock this article and enjoy...

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CFOs Target Idle Cash as Treasury Shifts to Real-Time Control
CFOs Target Idle Cash as Treasury Shifts to Real-Time Control
March 29, 2026  |  Faster Payments

Within the corporate realm, treasury is expected to anticipate, allocate and act, turning liquidity into a managed input. That transition toward proactive management is forcing...

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For Consumer AI, Distribution Is Becoming the Deciding Factor
For Consumer AI, Distribution Is Becoming the Deciding Factor
March 27, 2026  |  artificial intelligence

Data from PYMNTS Intelligence shows that consumer artificial intelligence has crossed a critical threshold: 54% of U.S. adults now use AI for personal tasks, marking...

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74% of Embedded Finance Platforms Report Less Fraud
74% of Embedded Finance Platforms Report Less Fraud
March 27, 2026  |  Fraud Prevention

A finding from a new PYMNTS security report suggests that the technology expanding fraud risk in business payments may also hold its most promising solution....

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