Real-Time Payments Tracker

PYMNTS Intelligence: Comparing FedNow and the RTP® Network
PYMNTS Intelligence: Comparing FedNow and the RTP® Network
July 28, 2023  |  Real-Time Payments

The expectations of small to midsized businesses (SMBs) regarding payment service providers have never been higher, with owners and employees demanding the same payment speed...

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An Insider Explains FedNow’s Potential to Shake Up the Payments Scene
An Insider Explains FedNow’s Potential to Shake Up the Payments Scene
July 27, 2023  |  Real-Time Payments

Christine Mayes, executive vice president at Corporate One Federal Credit Union, details how she believes the launch of FedNow will bring healthy competition to the...

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How One Banker Sees the FedNow and RTP® Faster Payments Landscape Evolving
How One Banker Sees the FedNow and RTP® Faster Payments Landscape Evolving
July 25, 2023  |  Real-Time Payments

The flagship real-time payment system in the U.S., The Clearing House’s RTP® network, reaches 65% of all demand deposit accounts in the country, according to...

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PYMNTS Intelligence: Leveraging Real-Time Payments to Aid SMBs’ Cash Flow
PYMNTS Intelligence: Leveraging Real-Time Payments to Aid SMBs’ Cash Flow
June 22, 2023  |  Real-Time Payments

With 9 in 10 SMBs receiving late payments and half now considered financially unhealthy, it’s not surprising that half are also eager to adopt real-time...

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Real-Time Payments Offer Small Businesses Stability Amid Cash Flow Struggles
Real-Time Payments Offer Small Businesses Stability Amid Cash Flow Struggles
June 21, 2023  |  Real-Time Payments

Running a small to midsized business (SMB) in the modern economy can be challenging even under perfect economic conditions. Marketing, staffing, inventory management and other...

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PYMNTS Intelligence: Leveraging Real-Time Payments to Help Paycheck-to-Paycheck Households
PYMNTS Intelligence: Leveraging Real-Time Payments to Help Paycheck-to-Paycheck Households
June 15, 2023  |  Real-Time Payments

As inflation grows faster than most wages, an increasing number of households are living paycheck to paycheck, having just enough money to make it to...

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How Earned Wage Access Can Change the Game for Paycheck-to-Paycheck Families
How Earned Wage Access Can Change the Game for Paycheck-to-Paycheck Families
June 14, 2023  |  Real-Time Payments

With 60% of U.S. consumers now living paycheck to paycheck, PYMNTS examines the latest support for using real-time payments and instant payroll as a vital...

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A Paycheck-to-Paycheck Consumer Needs Faster Payouts
A Paycheck-to-Paycheck Consumer Needs Faster Payouts
June 13, 2023  |  Real-Time Payments

The popular conception of a household living paycheck to paycheck may be one of poverty. The reality is that a large share of households representing...

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PYMNTS Intelligence: How Open Banking Drives Instant Payment Implementations
PYMNTS Intelligence: How Open Banking Drives Instant Payment Implementations
May 23, 2023  |  Real-Time Payments

Instant payments are quickly growing in popularity in the United States and abroad, but their adoption has often been hampered by a need to interface...

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