savings

Saving is income not spent, or deferred consumption. Methods of saving include putting money aside in, for example, a deposit account, a pension account, an investment fund, or as cash. Saving also involves reducing expenditures, such as recurring costs.

Source: en.wikipedia.org

April US Gov’t Data Shows Consumers Slowed Spending as Tariffs Loomed
April US Gov’t Data Shows Consumers Slowed Spending as Tariffs Loomed
May 30, 2025  |  Economy

April’s data on inflation and consumer activity show slowing price increases, a boost to savings and a deceleration in spending, too. The Personal Income and...

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52% of Those Earning Over $100K Manage Finances on As-Needed Basis
52% of Those Earning Over $100K Manage Finances on As-Needed Basis
April 07, 2025  |  Consumer Insights

In recent years, the narrative of financial insecurity has predominantly centered on middle and lower-income groups. However, a subtle but significant shift is emerging among...

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Inflation’s Up and Sentiment’s Down as Consumers Pad Their Savings
Inflation’s Up and Sentiment’s Down as Consumers Pad Their Savings
March 28, 2025  |  Economy

The push and pull of various pressures — inflation, tariffs and worries about the general state of affairs — has shown up in several economic...

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Consumers Keep Spending in Q4, But Savings Take a Hit
Consumers Keep Spending in Q4, But Savings Take a Hit
January 30, 2025  |  Consumer Insights

The latest data on fourth quarter gross domestic product indicates a general “headline number” slowdown. But underneath the hood, consumer spending is the engine pulling...

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EU Saves as US Consumers ‘Drive Global Economic Train’
EU Saves as US Consumers ‘Drive Global Economic Train’
October 06, 2024  |  Consumer Insights

European consumers are saving at higher rates than before COVID as their American counterparts spend. As the Financial Times (FT) noted in a report Sunday...

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UK’s FCA Cautions Banks About Lowering Savings Rates Too Quickly
UK’s FCA Cautions Banks About Lowering Savings Rates Too Quickly
September 18, 2024  |  Bank Regulation

At a time when the market expects interest rates to continue dropping, the United Kingdom’s Financial Conduct Authority (FCA) is cautioning banks and building societies...

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Consumer Delinquency Rates Decline as Inflation Slows
Consumer Delinquency Rates Decline as Inflation Slows
September 13, 2024  |  Loans

More consumers are making their loan payments on time, aided by slower inflation and other trends. Late payments on loans have leveled off after increasing...

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Bump in Jobless Claims Underscores Consumer Caution Around Spending
Bump in Jobless Claims Underscores Consumer Caution Around Spending
September 12, 2024  |  Economy

Although jobless claims newly reported for the past week were only slightly higher, the psychological effect may be one where consumers are more cautious about...

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Consumers Could Find Economic Impact Of Interest Rate Cuts To Be Overrated
Consumers Could Find Economic Impact Of Interest Rate Cuts To Be Overrated
September 10, 2024  |  Economy

The only question surrounding rate cuts from the Federal Reserve boils down to not “when?” but … “how much?” The central bank seems all but...

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