SoundCloud

Vantiv On Attracting And Keeping Developers Engaged

Developers platforms have quickly gone from being cutting edge to being something like table stakes for serious financial technology players, as Karen...

4.5K

Bricks And Mortar, With A Dash Of Service For Customer Stickiness

Can bricks-and-mortar survive the eCommerce onslaught? In an interview with PYMNTS’ Karen Webster, Dave Barrowman, who serves as Vice President of Innovation...

4.3K

Disbursements

Fiserv Goes Direct With Disbursements

Paul Diegelman, VP of business development & partnerships at Fiserv, says that the story of bringing B2C digital disbursements to corporates at...

5.9K

Corporate Travel’s $1.25T Rewards Opportunity

Companies spend $1.25T, yes trillion, annually on business travel. So it’s no wonder they want to find ways to steer employees to...

4.4K

In Lending, Next-Day Payout Doesn’t Cut It

Online and alternative lending is satiating consumers’ need for speed when it comes to accessing finance. But, while an online loan decision...

7.0K

Bridging Blockchain’s Comprehension Gap

Bitcoin — and the technology that enables it — has certainly had a rather fast trip from obscurity to mainstream awareness. In January 2009,...

5.6K

How To Feed The Fraud Fighting Machine

How do machines learn to learn? In Episode Three of PYMNTS’ machine learning podcast, Socure CEO Sunil Madhu and PYMNTS CEO Karen...

6.0K

Fraud Prevention

Fighting Fraud By Not Focusing On It

Machine learning can help find real cyber transaction fraud while letting the “good” payments go through. TSYS’ EVP Karim Ahmad and Featurespace...

4.9K

Switching Rent Payments From Analog To Digital

While the world of payments has mostly gone online – rent remains stubbornly analog in the age of digital. According to a...

4.9K

Getting Skinny With It: SMBs And The Cost of Payments

Our latest Data Drivers finds Karen Webster chewing the fat with Suneera Madhani, CEO and founder of Fattmerchant. The skinny? How to slim...

7.2K

News

NetPlus And Winning The Battle Against Cash In The Developing World

While cash is not an unimportant part of life in developed countries, it certainly isn’t central. The vast majority of Americans, 80...

5.8K

Payments Innovation

Time, Really, for Real-Time Payments?

Real time payments, as a concept, has been around for a while. What will it take to make the concept a reality? ...

6.3K

How Fraud Data Streamlines Digital Loan Decisioning

At least two-thirds of consumers who go online apply for a loan. In our latest Data Drivers, Joe DeCosmo, chief analytics officer...

Mastercard

Divido’s Smart Path To POS Financing Growth

Installment loans in retail are not new – they’ve been around in some form for the last three or four decades. But...

Meet The Identity Verification Robot

If the robot army is going to take over, identity verification might be one field humans should let them have. Socure’s artificial...

News

Eyeing Bad Behavior and Stopping Payments Fraud

Behavioral analytics and machine learning can combine to root out fraud that is getting ever faster and harder to detect— even as...

3.9K

GoPetie And Building The Tinder For Pets

Sixty percent of Americans have a pet of some kind. Dog ownership leads the pack — which we think is a-ok — with 44...

Faster Payments-NACHA-OCC-real-time banking

The Millions, Billions And Trillions Of Same Day ACH

25 billion and $43 trillion. That’s the annual volume of transactions logged as part of NACHA’s faster payments scheme and the value...

3.7K

News

Isn’t It Time To Kill The Paper Payroll Check?

Employees increasingly want on-demand payment. How do businesses meet employee expectations while trimming costs and operations? Ingo Money CEO Drew Edwards tells...

4.7K

Paintzen’s Platform Paint Job

One of the world’s oldest professions just got a tech-savvy makeover. The professional world of painting has deep roots, dating back to...

3.8K

Making #VoiceFirst More Than A Hashtag

For the past decade, brand experiences have moved from thinking from a PC-first mindset to a mobile-first mindset. While this certainly took...

4.5K

Stopping Faster Payments Fraud, Faster

When the U.K. implemented Faster Payments, fraud tripled as fraudsters exploited the vulnerabilities of a new system that moved money in an...

5.4K

Artificial Intelligence

Using AI To Stop Store Robberies In Real Time

Retailers aren’t just being robbed on line by cybercrooks. But physical retailers are being robbed and 70 percent of those robbers are...

4.1K

Putting Digital Experiences To The Test

Eight years ago, the mobile industry was a very different world. The iPhone was two years old, and the App Store was...

7.0K

Podcast

When Machines Do The IDV Work Of People

Industries are abuzz with the fast-growing potential of machine learning — a form of artificial intelligence that allows programs to change, adapt...

4.2K

SMBs Optimistic, But Not About Credit

Our latest Data Drivers delves into a dichotomy: SMB owners look with optimism toward future growth but look askance at their prospects...

5.2K

Merchant Innovation

Why DinnerTime Said No To Meal Kits

Anyone who’s ever been the person responsible for a meal at dinner time knows the feeling that is the five o’clock horror....

5.0K

Chatbots

Building High IQ Bots

Ever since Facebook made its big bot announcement in 2016, conversational AI (or chatbots) are all of a sudden everywhere — along...

5.6K

Payment Methods

Ingo And The ‘Kill The Check’ Push (Payment)

Push payments are on the rise. The check may be at the end. Maybe. With a little assist, perhaps from the first...

6.6K

Helping Acquirers Embrace An App-Centric Future

The historical relationship between merchants, acquirers and ISOs was fairly simple — it was often based on bundling payments processing around POS...

7.3K

Confirm Co-founder on Confirming Identity, An Art And Science

Four billion identities were breached in 2016, making digital identity verification on the critical path for any relying party. Bob Geiman, co-founder of...

7.2K