Tracker Series

CUs’ Sitting on Valuable Crypto Asset — the Ability to Educate
CUs’ Sitting on Valuable Crypto Asset — the Ability to Educate
August 17, 2022  |  Credit Unions

Cryptocurrencies’ popularity has soared since their introduction in 2008, achieving record growth last year. PYMNTS’ research shows that the share of consumers who held crypto...

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Cross River Bank on FIs’ Growing Brand Necessity of Embedded Banking
Cross River Bank on FIs’ Growing Brand Necessity of Embedded Banking
August 17, 2022  |  Banking

With a digital transformation sweeping through the business world, the banking needs of small to midsized businesses (SMBs) are rapidly changing. Instead of continuing to...

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APIs Build Bridges From ERPs to Faster, More Accurate Payments
APIs Build Bridges From ERPs to Faster, More Accurate Payments
August 16, 2022  |  Digital Payments

Business-to-business (B2B) payments are growing increasingly digital, a relief for accounting teams burdened with the manual processes of invoice creation, check writing and mailing invoices...

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Businesses Using Real-Time Payments Face Less Fraud Than Those That Don’t, Says Modern Treasury
Businesses Using Real-Time Payments Face Less Fraud Than Those That Don’t, Says Modern Treasury
August 12, 2022  |  B2B Payments

Costs, technical concerns and even just the idea of a payment that cannot be revoked lead some businesses to take a cautious view of real-time...

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Digital Banks Lack ‘Home Field’ Advantage Needed to Overcome Consumer Security Concerns
Digital Banks Lack ‘Home Field’ Advantage Needed to Overcome Consumer Security Concerns
August 11, 2022  |  Banking

Consumers have become increasingly reliant on digital banking channels since 2020, forcing financial institutions (FIs) to prioritize secure and convenient digital customer experiences. At the...

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71% of Affluent BNPL Users Increased Their Use in Last 12 Months
71% of Affluent BNPL Users Increased Their Use in Last 12 Months
August 10, 2022  |  BNPL

Buy now, pay later (BNPL) services have become a way of life among younger generations and lower-income consumers in the past few years, with their...

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PYMNTS Intelligence: How to Avoid Becoming a Consumer’s Unwanted Subscription
PYMNTS Intelligence: How to Avoid Becoming a Consumer’s Unwanted Subscription
August 05, 2022  |  Subscriptions

Subscriptions have become a source of both promise and peril for consumers. The increase in subscription-based goods and services presents people with more choice and flexibility,...

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Rocksbox on Keeping Subscriptions Fresh
Rocksbox on Keeping Subscriptions Fresh
August 04, 2022  |  Subscriptions

With the number of subscription-based goods and services skyrocketing in recent years, consumers are now flush with choice. Everything from video streaming platforms to product...

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PYMNTS Intelligence: Understanding Social Engineering Scams
PYMNTS Intelligence: Understanding Social Engineering Scams
August 04, 2022  |  Fraud Prevention

The typical image of digital fraud is that of criminals forcing their way into systems and secretly stealing money or data without victims’ knowledge. Some fraud...

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