Financial Conduct Authority news and trends

UK Unveils New Affordability Checks for BNPL Customers
Buy Now Pay Later // February 10, 2026

The United Kingdom’s financial watchdog announced its new protections for buy now, pay later (BNPL) users. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...

UK Regulators Offer Clarity on Open Banking Pricing Models
Regulation // January 20, 2026

British financial regulators have cleared an open banking project by the UK Payments Initiative (UKPI). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

UK’s FCA Helps Crypto Firms Prepare for New Regulatory Regime
Cryptocurrency // January 09, 2026

The United Kingdom’s Financial Conduct Authority posted information for firms that want to offer crypto asset-related services in the country under the crypto asset regulatory regime that is expected to come into effect in 2027. Get the Full Story Complete the form to unlock this...

Ripple Secures Electronic Money Institution License and Crypto Asset Registration in UK
Regulation // January 09, 2026

Ripple received permissions that allow it to scale Ripple Payments, its cross-border payment solution that uses digital assets, in the United Kingdom. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

Interviews & Exclusives
Newly Flush With Capital, Challenger Banks Face New Challenges

December 10, 2024
A wave of funding rounds over the past several months is giving challenger banks fresh financial firepower to position themselves as alternatives to traditional banks, mainstays of financial services that have been around for decades — even centuries. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to […]

Will Regulators’ Public Shaming Blunt Innovation?

June 05, 2024
The respective online “walls of shame” that U.S. and U.K. regulators have proposed to erect — spotlighting companies under various investigations — may have a chilling effect on competition and...

UK Edges Closer to BNPL Regulation as Consultation Kicks Off

February 15, 2023
The U.K. has launched a long-awaited consultation aimed at regulating the BNPL sector. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

UK and EU’s Payments and Crypto Regulation Divergence Set to Accelerate

December 30, 2022
In 2023, the U.K. will accelerate its divergence from EU payment and crypto regulations. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

Quick Reads
Crypto Advocates Urge UK’s FCA to Narrow Regulatory Scope

February 13, 2026
The DeFi Education Fund (DEF), a Washington, D.C.-based advocacy group, is urging the United Kingdom’s Financial Conduct Authority (FCA) to limit its upcoming cryptocurrency regulations to entities that have unilateral control over user funds or transactions, CoinDesk reported Friday (Feb. 13). Get the Full Story Complete the form to unlock this article and enjoy unlimited […]

UK Unveils New Affordability Checks for BNPL Customers

February 10, 2026
The United Kingdom’s financial watchdog announced its new protections for buy now, pay later (BNPL) users. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

UK Regulators Offer Clarity on Open Banking Pricing Models

January 20, 2026
British financial regulators have cleared an open banking project by the UK Payments Initiative (UKPI). Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

UK’s FCA Helps Crypto Firms Prepare for New Regulatory Regime

January 09, 2026
The United Kingdom’s Financial Conduct Authority posted information for firms that want to offer crypto asset-related services in the country under the crypto asset regulatory regime that is expected to...