Bank Regulation news and trends

German Financial Regulator BaFin to Monitor Banks’ AI Use
Banking // July 29, 2026

Germany’s financial regulator wants to pay closer attention to the banking sector’s artificial intelligence (AI) use. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...

The Stablecoin Sandwich Is Missing the Trust Layer
Blockchain // July 27, 2026

The stablecoin sandwich has become one of the most persuasive models for explaining how digital currencies like stablecoins can improve cross-border payments. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

House Approves Relaxed Regulations for Community Banks
Bank Regulation // July 23, 2026

The U.S. House has approved a bill designed to support America’s smaller banks. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Bank Groups Ask Court to Block Oregon Law Capping Loan Rates
Legal & Regulation // July 15, 2026

Three banking and lending groups have asked a federal court to stop Oregon from enforcing a new law. The National Association of Industrial Bankers, the Online Lenders Alliance and the American Financial Services Association filed the request on July 9, according to an analysis by...

Interviews & Exclusives
Open Banking Moves From Access to Economics

July 07, 2026
Open banking has been discussed as another way to move money, where debate over who controls the data that makes those payments possible is giving way to how that data is delivered, who bears the cost of maintaining secure application programming interfaces (APIs), and whether every data request should be treated equally. Get the Full […]

Bank Regulators Push Stablecoin Rules While Warning on AI Risks

June 04, 2026
The House Financial Services Committee’s latest oversight hearing on prudential regulators on Thursday (June 4) marked a turning point. Stablecoins, artificial intelligence and digital payments are moving from experimental subjects...

Congressional Hearing Exposes New Fault Line Over Who Owns Financial Data

March 17, 2026
Financial data now circulates through banks, FinTech platforms and intermediaries in ways that stretch beyond the structure of existing privacy law, banking and FinTech executives said Tuesday (March 17), raising...

Embedded Finance Firms Brace for Tighter US Regulations

February 26, 2026
From Amazon to dentist offices to Uber, companies that aren’t banks are the new face of financial services. Embedded finance offers credit, buy now, pay later, card installment plans, payments...

Quick Reads
Fed and FDIC Move to Raise Regulation O Insider Lending Caps

August 03, 2026
The Federal Reserve and the Federal Deposit Insurance Corporation (FDIC) have each proposed raising the thresholds of credit that banks can extend to insiders. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS […]

German Financial Regulator BaFin to Monitor Banks’ AI Use

July 29, 2026
Germany’s financial regulator wants to pay closer attention to the banking sector’s artificial intelligence (AI) use. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

House Approves Relaxed Regulations for Community Banks

July 23, 2026
The U.S. House has approved a bill designed to support America’s smaller banks. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Fed Reshapes Bank Oversight Unit to Target Core Financial Risks

June 24, 2026
Federal Reserve Vice Chair for Supervision Michelle W. Bowman has completed a reorganization of the agency’s bank oversight unit that she announced in October, Bloomberg reported Wednesday (June 24). Get...