Bank Regulation news and trends

Big Banks Push Regulators to Cement Looser Oversight Rules
Bank Regulation // May 26, 2026

Wall Street lenders are reportedly lobbying the Federal Reserve to solidify its regulatory regime. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

White House Pushes FinTech Access to Payment Rails
Regulation // May 19, 2026

The White House is pushing federal financial regulators to take a fresh look at the rules that shape how FinTechs work with banks, payment systems and the broader financial services sector. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

OCC Aims to Relax Regulations Covering Community Banks
Bank Regulation // May 19, 2026

Federal regulators are touting their efforts to ease rules governing community lenders. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

House Votes to Cut Red Tape for Smaller Banks
Politics // May 13, 2026

The House of Representatives passed bills Tuesday (May 12) that would tailor the supervisory requirements and reduce the frequency of examination for smaller financial institutions that are well managed and well capitalized. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Interviews & Exclusives
Bank Regulators Push Stablecoin Rules While Warning on AI Risks

June 04, 2026
The House Financial Services Committee’s latest oversight hearing on prudential regulators on Thursday (June 4) took note that the banking system is entering a period in which stablecoins, artificial intelligence and digital payments are moving from experimental subjects to supervisory priorities. At the same time, regulators  argued that examination frameworks must be refocused on material financial […]

Congressional Hearing Exposes New Fault Line Over Who Owns Financial Data

March 17, 2026
Financial data now circulates through banks, FinTech platforms and intermediaries in ways that stretch beyond the structure of existing privacy law, banking and FinTech executives said Tuesday (March 17), raising...

Embedded Finance Firms Brace for Tighter US Regulations

February 26, 2026
From Amazon to dentist offices to Uber, companies that aren’t banks are the new face of financial services. Embedded finance offers credit, buy now, pay later, card installment plans, payments...

Data Aggregators Push Secure Access as Rule 1033 Rewrite Looms

February 19, 2026
Rule 1033 was supposed to be the moment U.S. open banking stopped being a patchwork of screen-scraping workarounds and became a regulated data right. Get the Full Story Complete the...

Quick Reads
Big Banks Push Regulators to Cement Looser Oversight Rules

May 26, 2026
Wall Street lenders are reportedly lobbying the Federal Reserve to solidify its regulatory regime. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from […]

White House Pushes FinTech Access to Payment Rails

May 19, 2026
The White House is pushing federal financial regulators to take a fresh look at the rules that shape how FinTechs work with banks, payment systems and the broader financial services...

OCC Aims to Relax Regulations Covering Community Banks

May 19, 2026
Federal regulators are touting their efforts to ease rules governing community lenders. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

House Votes to Cut Red Tape for Smaller Banks

May 13, 2026
The House of Representatives passed bills Tuesday (May 12) that would tailor the supervisory requirements and reduce the frequency of examination for smaller financial institutions that are well managed and well capitalized....