Bank Regulation/page/2 news and trends

Brazil’s Itaú Wins Preliminary US Charter to Serve Wealthy Clients
Banking // August 24, 2026

Brazil-based bank Itaú Unibanco Holdings S.A. has secured preliminary approval from the Office of the Comptroller of the Currency (OCC) to establish a new national bank in the United States called Itaú Bank, National Association, the OCC said in an Aug. 14 corporate decision. Get...

FDIC Lets Augustus Pair Stablecoins With Insured Deposits
Legal & Regulation // August 10, 2026

The Federal Deposit Insurance Corporation (FDIC) has approved deposit insurance for a proposed national bank built in part around digital assets and stablecoins. The approval provides one of the clearest signals yet that federal regulators are willing to bring cryptocurrency-focused business models inside the federally...

Fed and FDIC Move to Raise Regulation O Insider Lending Caps
Bank Regulation // August 03, 2026

The Federal Reserve and the Federal Deposit Insurance Corporation (FDIC) have each proposed raising the thresholds of credit that banks can extend to insiders. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

German Financial Regulator BaFin to Monitor Banks’ AI Use
Banking // July 29, 2026

Germany’s financial regulator wants to pay closer attention to the banking sector’s artificial intelligence (AI) use. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...

Interviews & Exclusives
Stablecoin KYC Debate Moves to Exchanges and Wallets

August 24, 2026
A stablecoin may pass through several wallets and intermediaries before someone tries to turn it back into dollars. Federal regulators now have to decide which of those relationships requires someone to know who’s on the other side, and when. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access […]

Open Banking Moves From Access to Economics

July 07, 2026
Open banking has been discussed as another way to move money, where debate over who controls the data that makes those payments possible is giving way to how that data...

Bank Regulators Push Stablecoin Rules While Warning on AI Risks

June 04, 2026
The House Financial Services Committee’s latest oversight hearing on prudential regulators on Thursday (June 4) marked a turning point. Stablecoins, artificial intelligence and digital payments are moving from experimental subjects...

Congressional Hearing Exposes New Fault Line Over Who Owns Financial Data

March 17, 2026
Financial data now circulates through banks, FinTech platforms and intermediaries in ways that stretch beyond the structure of existing privacy law, banking and FinTech executives said Tuesday (March 17), raising...

Quick Reads
Brazil’s Itaú Wins Preliminary US Charter to Serve Wealthy Clients

August 24, 2026
Brazil-based bank Itaú Unibanco Holdings S.A. has secured preliminary approval from the Office of the Comptroller of the Currency (OCC) to establish a new national bank in the United States called Itaú Bank, National Association, the OCC said in an Aug. 14 corporate decision. Get the Full Story Complete the form to unlock this article […]

Fed and FDIC Move to Raise Regulation O Insider Lending Caps

August 03, 2026
The Federal Reserve and the Federal Deposit Insurance Corporation (FDIC) have each proposed raising the thresholds of credit that banks can extend to insiders. Get the Full Story Complete the...

German Financial Regulator BaFin to Monitor Banks’ AI Use

July 29, 2026
Germany’s financial regulator wants to pay closer attention to the banking sector’s artificial intelligence (AI) use. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

House Approves Relaxed Regulations for Community Banks

July 23, 2026
The U.S. House has approved a bill designed to support America’s smaller banks. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...