Bank Regulation/page/3 news and trends

Delaware Updates Banking Laws for the Digital Finance Era
Banking // July 14, 2026

Delaware has enacted a sweeping package of banking modernization legislation aimed at updating the state’s financial regulatory framework for digital assets, money transmission and payment stablecoins. The trio of bills reinforces Delaware’s long-standing position as one of the nation’s leading financial services hubs while aligning...

Open Banking Moves From Access to Economics
Banking // July 07, 2026

Open banking has been discussed as another way to move money, where debate over who controls the data that makes those payments possible is giving way to how that data is delivered, who bears the cost of maintaining secure application programming interfaces (APIs), and whether...

Fed Reshapes Bank Oversight Unit to Target Core Financial Risks
Banking // June 24, 2026

Federal Reserve Vice Chair for Supervision Michelle W. Bowman has completed a reorganization of the agency’s bank oversight unit that she announced in October, Bloomberg reported Wednesday (June 24). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

Bank Regulators Push Stablecoin Rules While Warning on AI Risks
Cryptocurrency // June 04, 2026

The House Financial Services Committee’s latest oversight hearing on prudential regulators on Thursday (June 4) marked a turning point. Stablecoins, artificial intelligence and digital payments are moving from experimental subjects to supervisory priorities. Regulators also argued that examination frameworks must refocus on material financial risk...

Interviews & Exclusives
Open Banking Moves From Access to Economics

July 07, 2026
Open banking has been discussed as another way to move money, where debate over who controls the data that makes those payments possible is giving way to how that data is delivered, who bears the cost of maintaining secure application programming interfaces (APIs), and whether every data request should be treated equally. Get the Full […]

Bank Regulators Push Stablecoin Rules While Warning on AI Risks

June 04, 2026
The House Financial Services Committee’s latest oversight hearing on prudential regulators on Thursday (June 4) marked a turning point. Stablecoins, artificial intelligence and digital payments are moving from experimental subjects...

Congressional Hearing Exposes New Fault Line Over Who Owns Financial Data

March 17, 2026
Financial data now circulates through banks, FinTech platforms and intermediaries in ways that stretch beyond the structure of existing privacy law, banking and FinTech executives said Tuesday (March 17), raising...

Embedded Finance Firms Brace for Tighter US Regulations

February 26, 2026
From Amazon to dentist offices to Uber, companies that aren’t banks are the new face of financial services. Embedded finance offers credit, buy now, pay later, card installment plans, payments...

Quick Reads
Fed Reshapes Bank Oversight Unit to Target Core Financial Risks

June 24, 2026
Federal Reserve Vice Chair for Supervision Michelle W. Bowman has completed a reorganization of the agency’s bank oversight unit that she announced in October, Bloomberg reported Wednesday (June 24). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe […]

Big Banks Push Regulators to Cement Looser Oversight Rules

May 26, 2026
Wall Street lenders are reportedly lobbying the Federal Reserve to solidify its regulatory regime. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

White House Pushes FinTech Access to Payment Rails

May 19, 2026
The White House is pushing federal financial regulators to take a fresh look at the rules that shape how FinTechs work with banks, payment systems and the broader financial services...

OCC Aims to Relax Regulations Covering Community Banks

May 19, 2026
Federal regulators are touting their efforts to ease rules governing community lenders. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...