Fintechs news and trends

Careful Consumers Want Control. SoFi Says Banks Should Hand It Over.
Consumer Payments // October 07, 2026

Watch more: Need to Know With Max Spivakovsky of SoFi  A consumer does not have to stop spending to become more careful about money. Debit spending offers a closer look at how consumers are balancing everyday expenses with travel and entertainment, according to Max Spivakovsky,...

Nubank Says It Has No Plans to Acquire Monzo
Acquiring // October 01, 2026

Nubank thinks highly of fellow digital bank Monzo but doesn’t want to buy it. The Brazilian lender made that pronouncement Wednesday (Sept. 30) in a securities filing, prompted by recent news reports that it was interested in acquiring the U.K.-based Monzo. “As a matter of general...

Open Finance Exposes the Limits of the Primary Account
Banking // August 26, 2026

A primary financial relationship loses some of its value when the provider can see only a fraction of the customer’s money. Consumers now routinely distribute checking, savings, credit and investments among several institutions and apps. For banks and FinTechs, that creates two gaps. Money held...

FGV Capital Says AI Startup Rock Stars Need Different VC Roadies
Startups // August 26, 2026

Watch more: Need to Know With FGV Capital’s Marcos Fernandez The first institutional check used to finance much of the machinery required to turn an idea into a company. Founders needed engineers, product teams and other employees early, often before they had enough time with...

Interviews & Exclusives
Careful Consumers Want Control. SoFi Says Banks Should Hand It Over.

October 07, 2026
Watch more: Need to Know With Max Spivakovsky of SoFi  A consumer does not have to stop spending to become more careful about money. Debit spending offers a closer look at how consumers are balancing everyday expenses with travel and entertainment, according to Max Spivakovsky, senior director of global payments risk management at SoFi Tech […]

Open Finance Exposes the Limits of the Primary Account

August 26, 2026
A primary financial relationship loses some of its value when the provider can see only a fraction of the customer’s money. Consumers now routinely distribute checking, savings, credit and investments...

What the OCC’s Wise and Bunq Denials Mean for FinTech Bank Charters

August 10, 2026
A national bank charter promises FinTechs a more direct route into U.S. financial services. But the Office of the Comptroller of the Currency (OCC) is making clear that getting one...

How the Top 17% of Card Issuers Build High Customer Lifetime Value

July 30, 2026
Seventeen percent of card issuers have reached the high customer lifetime value (CLTV) tier. What sets them apart isn’t the number of capabilities they’ve deployed, but the order in which...

Quick Reads
Nubank Says It Has No Plans to Acquire Monzo

October 01, 2026
Nubank thinks highly of fellow digital bank Monzo but doesn’t want to buy it. The Brazilian lender made that pronouncement Wednesday (Sept. 30) in a securities filing, prompted by recent news reports that it was interested in acquiring the U.K.-based Monzo. “As a matter of general practice, the company does not comment on specific opportunities,” Nu […]

PointsKash Secures Capital Commitment After Beginning Rollout of Crypto ATMs

August 18, 2026
FinTech PointsKash has secured a strategic capital commitment of up to $100 million from Hawk Capital Advisors to support the national rollout of its FinTech, payments, loyalty rewards and digital commerce offerings, PointsKash...

Chime Weighs Adding Stablecoin Wallet to Consumer Banking App

August 13, 2026
Chime Financial is considering adding stablecoins as a feature in its consumer banking app, Bloomberg reported Thursday (Aug. 13), citing unnamed sources. The FinTech asked blockchain technology companies to submit...

Mercury Deploys Conversational AI Interface Across FinTech Platform

June 16, 2026
Mercury has added a conversational artificial intelligence (AI) interface to its financial platform. With the new Mercury Command, users can chat with the platform, tell it what to do in natural...